Train
NO COMPARISON TARGET
39717
ROWS
0
DUPLICATES
93.4 MB
RAM
111
FEATURES
24
CATEGORICAL
24
NUMERICAL
63
TEXT
2.3.1
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Created & maintained by Francois Bertrand
Graphic design by Jean-Francois Hains
loan_amnt
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
885
(2%)
ZEROES:
---
MAX
35,000
95%
25,000
Q3
15,000
AVG
11,219
MEDIAN
10,000
Q1
5,500
5%
2,400
MIN
500
RANGE
34,500
IQR
9,500
STD
7,457
VAR
55.6M
KURT.
0.769
SKEW
1.06
SUM
445.6M
1
id
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
39,717
(100%)
ZEROES:
---
MAX
1.1M
95%
1.0M
Q3
0.8M
AVG
0.7M
MEDIAN
0.7M
Q1
0.5M
5%
0.4M
MIN
0.1M
RANGE
1.0M
IQR
322k
STD
211k
VAR
44.4B
KURT.
-0.730
SKEW
0.079
SUM
27.1B
2
member_id
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
39,717
(100%)
ZEROES:
---
MAX
1.3M
95%
1.3M
Q3
1.0M
MEDIAN
0.9M
AVG
0.9M
Q1
0.7M
5%
0.4M
MIN
0.1M
RANGE
1.2M
IQR
381k
STD
266k
VAR
70.6B
KURT.
-0.563
SKEW
-0.212
SUM
33.8B
3
funded_amnt
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
1,041
(3%)
ZEROES:
---
MAX
35,000
95%
25,000
Q3
15,000
AVG
10,948
MEDIAN
9,600
Q1
5,400
5%
2,400
MIN
500
RANGE
34,500
IQR
9,600
STD
7,187
VAR
51.7M
KURT.
0.938
SKEW
1.08
SUM
434.8M
4
funded_amnt_inv
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
8,205
(21%)
ZEROES:
129
(<1%)
MAX
35,000
95%
24,737
Q3
14,400
AVG
10,397
MEDIAN
8,975
Q1
5,000
5%
1,874
MIN
0
RANGE
35,000
IQR
9,400
STD
7,128
VAR
50.8M
KURT.
1.06
SKEW
1.11
SUM
413.0M
5
term
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
6
int_rate
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
371
(<1%)
956
2%
-
-
10.99%
826
2%
-
-
13.49%
825
2%
-
-
11.49%
787
2%
-
-
7.51%
725
2%
-
-
7.88%
656
2%
-
-
7.49%
607
2%
-
-
11.71%
34,335
86%
-
-
(Other)
7
installment
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
15,383
(39%)
ZEROES:
---
MAX
1,305
95%
763
Q3
431
AVG
325
MEDIAN
280
Q1
167
5%
71
MIN
16
RANGE
1,290
IQR
264
STD
209
VAR
43,629
KURT.
1.25
SKEW
1.13
SUM
12.9M
8
grade
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
7
(<1%)
9
sub_grade
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
35
(<1%)
10
emp_title
VALUES:
37,258
(94%)
MISSING:
2,459
(6%)
DISTINCT:
28,820
(73%)
134
<1%
-
-
US Army
109
<1%
-
-
Bank of America
66
<1%
-
-
IBM
59
<1%
-
-
AT&T
56
<1%
-
-
Kaiser Permanente
54
<1%
-
-
USAF
54
<1%
-
-
Wells Fargo
36,726
99%
-
-
(Other)
11
emp_length
VALUES:
38,642
(97%)
MISSING:
1,075
(3%)
DISTINCT:
11
(<1%)
12
home_ownership
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
5
(<1%)
13
annual_inc
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
5,318
(13%)
ZEROES:
---
MAX
6.0M
95%
0.1M
Q3
0.1M
AVG
0.1M
MEDIAN
0.1M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
6.0M
IQR
41,896
STD
63,794
VAR
4.1B
KURT.
2,303
SKEW
30.9
SUM
2.7B
14
verification_status
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
3
(<1%)
15
issue_d
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
55
(<1%)
16
loan_status
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
3
(<1%)
17
pymnt_plan
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
18
url
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
39,717
(100%)
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=1077501
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568534
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568659
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=567165
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568531
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568623
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568605
39,710
>99%
-
-
(Other)
19
desc
VALUES:
26,775
(67%)
MISSING:
12,942
(33%)
DISTINCT:
26,526
(67%)
210
<1%
-
-
8
<1%
-
-
Debt Consolidation
6
<1%
-
-
Camping Membership
3
<1%
-
-
Personal Loan
3
<1%
-
-
personal loan
3
<1%
-
-
credit card consolidation
3
<1%
-
-
credit card debt consolidation
26,539
>99%
-
-
(Other)
20
purpose
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
14
(<1%)
21
title
VALUES:
39,706
(>99%)
MISSING:
11
(<1%)
DISTINCT:
19,615
(49%)
2,184
6%
-
-
Debt Consolidation
1,729
4%
-
-
Debt Consolidation Loan
659
2%
-
-
Personal Loan
517
1%
-
-
Consolidation
505
1%
-
-
debt consolidation
356
<1%
-
-
Home Improvement
356
<1%
-
-
Credit Card Consolidation
33,400
84%
-
-
(Other)
22
zip_code
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
823
(2%)
597
2%
-
-
100xx
545
1%
-
-
945xx
516
1%
-
-
112xx
503
1%
-
-
606xx
473
1%
-
-
070xx
453
1%
-
-
900xx
397
<1%
-
-
021xx
36,233
91%
-
-
(Other)
23
addr_state
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
50
(<1%)
24
dti
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
2,868
(7%)
ZEROES:
183
(<1%)
MAX
30.0
95%
23.8
Q3
18.6
MEDIAN
13.4
AVG
13.3
Q1
8.2
5%
2.1
MIN
0.0
RANGE
30.0
IQR
10.4
STD
6.68
VAR
44.6
KURT.
-0.852
SKEW
-0.028
SUM
529k
25
delinq_2yrs
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
11
(<1%)
ZEROES:
35,405
(89%)
MAX
11.0
95%
1.0
Q3
0.0
AVG
0.1
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
11.0
IQR
0.00
STD
0.492
VAR
0.242
KURT.
39.4
SKEW
5.02
SUM
5,819
26
earliest_cr_line
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
526
(1%)
370
<1%
-
-
Nov-98
366
<1%
-
-
Oct-99
348
<1%
-
-
Dec-98
346
<1%
-
-
Oct-00
329
<1%
-
-
Dec-97
320
<1%
-
-
Nov-00
319
<1%
-
-
Nov-99
37,319
94%
-
-
(Other)
27
inq_last_6mths
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
9
(<1%)
28
mths_since_last_delinq
VALUES:
14,035
(35%)
MISSING:
25,682
(65%)
DISTINCT:
95
(<1%)
ZEROES:
443
(1%)
MAX
120
95%
75
Q3
52
AVG
36
MEDIAN
34
Q1
18
5%
3
MIN
0
RANGE
120
IQR
34.0
STD
22.0
VAR
485
KURT.
-0.843
SKEW
0.306
SUM
504k
29
mths_since_last_record
VALUES:
2,786
(7%)
MISSING:
36,931
(93%)
DISTINCT:
111
(<1%)
ZEROES:
670
(2%)
MAX
129
95%
115
Q3
104
MEDIAN
90
AVG
70
Q1
22
5%
0
MIN
0
RANGE
129
IQR
82.0
STD
43.8
VAR
1,920
KURT.
-1.16
SKEW
-0.717
SUM
194k
30
open_acc
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
40
(<1%)
ZEROES:
---
MAX
44.0
95%
17.0
Q3
12.0
AVG
9.3
MEDIAN
9.0
Q1
6.0
5%
3.0
MIN
2.0
RANGE
42.0
IQR
6.00
STD
4.40
VAR
19.4
KURT.
1.68
SKEW
1.00
SUM
369k
31
pub_rec
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
5
(<1%)
32
revol_bal
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
21,711
(55%)
ZEROES:
994
(3%)
MAX
150k
95%
42k
Q3
17k
AVG
13k
MEDIAN
9k
Q1
4k
5%
0k
MIN
0k
RANGE
150k
IQR
13,355
STD
15,885
VAR
252.3M
KURT.
14.9
SKEW
3.19
SUM
531.5M
33
revol_util
VALUES:
39,667
(>99%)
MISSING:
50
(<1%)
DISTINCT:
1,089
(3%)
977
2%
-
-
0%
63
<1%
-
-
0.20%
62
<1%
-
-
63%
58
<1%
-
-
0.10%
58
<1%
-
-
66.70%
58
<1%
-
-
40.70%
57
<1%
-
-
31.20%
38,334
97%
-
-
(Other)
34
total_acc
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
82
(<1%)
ZEROES:
---
MAX
90.0
95%
43.0
Q3
29.0
AVG
22.1
MEDIAN
20.0
Q1
13.0
5%
7.0
MIN
2.0
RANGE
88.0
IQR
16.0
STD
11.4
VAR
130
KURT.
0.694
SKEW
0.827
SUM
877k
35
initial_list_status
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
36
out_prncp
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
1,137
(3%)
ZEROES:
38,577
(97%)
MAX
6,311
95%
0
Q3
0
AVG
51
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
6,311
IQR
0.00
STD
375
VAR
141k
KURT.
97.7
SKEW
9.23
SUM
2.0M
37
out_prncp_inv
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
1,138
(3%)
ZEROES:
38,577
(97%)
MAX
6,307
95%
0
Q3
0
AVG
51
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
6,307
IQR
0.00
STD
374
VAR
140k
KURT.
98.0
SKEW
9.24
SUM
2.0M
38
total_pymnt
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
37,850
(95%)
ZEROES:
16
(<1%)
MAX
58,564
95%
30,245
Q3
16,534
AVG
12,154
MEDIAN
9,900
Q1
5,577
5%
1,888
MIN
0
RANGE
58,564
IQR
10,958
STD
9,042
VAR
81.8M
KURT.
1.99
SKEW
1.34
SUM
482.7M
39
total_pymnt_inv
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
37,518
(94%)
ZEROES:
165
(<1%)
MAX
58,564
95%
29,627
Q3
15,799
AVG
11,567
MEDIAN
9,287
Q1
5,112
5%
1,420
MIN
0
RANGE
58,564
IQR
10,686
STD
8,943
VAR
80.0M
KURT.
2.03
SKEW
1.35
SUM
459.4M
40
total_rec_prncp
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
7,976
(20%)
ZEROES:
74
(<1%)
MAX
35,000
95%
25,000
Q3
13,653
AVG
9,793
MEDIAN
8,000
Q1
4,600
5%
1,340
MIN
0
RANGE
35,000
IQR
9,053
STD
7,066
VAR
49.9M
KURT.
1.10
SKEW
1.12
SUM
389.0M
41
total_rec_int
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
35,148
(88%)
ZEROES:
71
(<1%)
MAX
23,564
95%
7,576
Q3
2,833
AVG
2,264
MEDIAN
1,349
Q1
662
5%
186
MIN
0
RANGE
23,564
IQR
2,171
STD
2,608
VAR
6.8M
KURT.
9.69
SKEW
2.67
SUM
89.9M
42
total_rec_late_fee
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
1,356
(3%)
ZEROES:
37,671
(95%)
MAX
180
95%
15
Q3
0
AVG
1
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
180
IQR
0.00
STD
7.29
VAR
53.1
KURT.
101
SKEW
8.43
SUM
54,135
43
recoveries
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
4,040
(10%)
ZEROES:
35,499
(89%)
MAX
29,623
95%
362
Q3
0
AVG
95
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
29,623
IQR
0.00
STD
689
VAR
474k
KURT.
379
SKEW
16.5
SUM
3.8M
44
collection_recovery_fee
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
2,616
(7%)
ZEROES:
35,935
(90%)
MAX
7,002
95%
5
Q3
0
AVG
12
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
7,002
IQR
0.00
STD
149
VAR
22,103
KURT.
821
SKEW
25.0
SUM
493k
45
last_pymnt_d
VALUES:
39,646
(>99%)
MISSING:
71
(<1%)
DISTINCT:
101
(<1%)
46
last_pymnt_amnt
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
34,930
(88%)
ZEROES:
74
(<1%)
MAX
36,115
95%
12,184
Q3
3,293
AVG
2,679
MEDIAN
546
Q1
219
5%
43
MIN
0
RANGE
36,115
IQR
3,074
STD
4,447
VAR
19.8M
KURT.
8.87
SKEW
2.71
SUM
106.4M
47
next_pymnt_d
VALUES:
1,140
(3%)
MISSING:
38,577
(97%)
DISTINCT:
2
(<1%)
48
last_credit_pull_d
VALUES:
39,715
(>99%)
MISSING:
2
(<1%)
DISTINCT:
106
(<1%)
10,308
26%
-
-
May-16
2,547
6%
-
-
Apr-16
1,123
3%
-
-
Mar-16
843
2%
-
-
Feb-13
736
2%
-
-
Feb-16
657
2%
-
-
Jan-16
647
2%
-
-
Dec-15
22,854
58%
-
-
(Other)
49
collections_12_mths_ex_med
VALUES:
39,661
(>99%)
MISSING:
56
(<1%)
DISTINCT:
1
(<1%)
50
mths_since_last_major_derog
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
51
policy_code
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
52
application_type
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
53
annual_inc_joint
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
54
dti_joint
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
55
verification_status_joint
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
56
acc_now_delinq
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
57
tot_coll_amt
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
58
tot_cur_bal
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
59
open_acc_6m
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
60
open_il_6m
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
61
open_il_12m
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
62
open_il_24m
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
63
mths_since_rcnt_il
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
64
total_bal_il
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
65
il_util
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
66
open_rv_12m
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
67
open_rv_24m
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
68
max_bal_bc
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
69
all_util
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
70
total_rev_hi_lim
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
71
inq_fi
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
72
total_cu_tl
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
73
inq_last_12m
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
74
acc_open_past_24mths
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
75
avg_cur_bal
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
76
bc_open_to_buy
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
77
bc_util
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
78
chargeoff_within_12_mths
VALUES:
39,661
(>99%)
MISSING:
56
(<1%)
DISTINCT:
1
(<1%)
79
delinq_amnt
VALUES:
39,717
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
80
mo_sin_old_il_acct
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
81
mo_sin_old_rev_tl_op
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
82
mo_sin_rcnt_rev_tl_op
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
83
mo_sin_rcnt_tl
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
84
mort_acc
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
85
mths_since_recent_bc
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
86
mths_since_recent_bc_dlq
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
87
mths_since_recent_inq
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
88
mths_since_recent_revol_delinq
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
89
num_accts_ever_120_pd
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
90
num_actv_bc_tl
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
91
num_actv_rev_tl
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
92
num_bc_sats
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
93
num_bc_tl
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
94
num_il_tl
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
95
num_op_rev_tl
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
96
num_rev_accts
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
97
num_rev_tl_bal_gt_0
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
98
num_sats
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
99
num_tl_120dpd_2m
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
100
num_tl_30dpd
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
101
num_tl_90g_dpd_24m
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
102
num_tl_op_past_12m
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
103
pct_tl_nvr_dlq
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
104
percent_bc_gt_75
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
105
pub_rec_bankruptcies
VALUES:
39,020
(98%)
MISSING:
697
(2%)
DISTINCT:
3
(<1%)
106
tax_liens
VALUES:
39,678
(>99%)
MISSING:
39
(<1%)
DISTINCT:
1
(<1%)
107
tot_hi_cred_lim
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
108
total_bal_ex_mort
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
109
total_bc_limit
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
110
total_il_high_credit_limit
VALUES:
0
(0%)
MISSING:
39,717
(100%)
DISTINCT:
0
(0%)
loan_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt
0.98
funded_amnt_inv
0.94
installment
0.93
total_pymnt
0.89
total_pymnt_inv
0.85
total_rec_prncp
0.85
total_rec_int
0.73
last_pymnt_amnt
0.45
revol_bal
0.32
annual_inc
0.27
total_acc
0.26
out_prncp
0.19
out_prncp_inv
0.19
open_acc
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.43
term
0.36
sub_grade
0.33
grade
0.31
purpose
0.29
last_pymnt_d
0.21
home_ownership
0.18
issue_d
0.17
emp_length
0.17
loan_status
0.15
next_pymnt_d
0.13
addr_state
0.06
pub_rec
0.05
inq_last_6mths
0.04
MOST FREQUENT VALUES
10000
2,833
7.1%
12000
2,334
5.9%
5000
2,051
5.2%
6000
1,908
4.8%
15000
1,895
4.8%
20000
1,626
4.1%
8000
1,586
4.0%
25000
1,390
3.5%
4000
1,130
2.8%
3000
1,030
2.6%
7000
1,023
2.6%
16000
827
2.1%
35000
679
1.7%
9000
676
1.7%
18000
643
1.6%
SMALLEST VALUES
500
5
<0.1%
700
1
<0.1%
725
1
<0.1%
750
1
<0.1%
800
1
<0.1%
900
2
<0.1%
950
1
<0.1%
1000
301
0.8%
1050
4
<0.1%
1075
1
<0.1%
1100
5
<0.1%
1125
1
<0.1%
1150
1
<0.1%
1200
137
0.3%
1225
1
<0.1%
LARGEST VALUES
35000
679
1.7%
34800
2
<0.1%
34675
1
<0.1%
34525
1
<0.1%
34475
5
<0.1%
34200
1
<0.1%
34000
15
<0.1%
33950
9
<0.1%
33600
6
<0.1%
33500
2
<0.1%
33425
2
<0.1%
33250
1
<0.1%
33000
12
<0.1%
32875
2
<0.1%
32775
1
<0.1%
Associations
[Only including dataset "Train"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
Associations
[Only including dataset "None"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
loan_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt
0.98
funded_amnt_inv
0.94
installment
0.93
total_pymnt
0.89
total_pymnt_inv
0.85
total_rec_prncp
0.85
total_rec_int
0.73
last_pymnt_amnt
0.45
revol_bal
0.32
annual_inc
0.27
total_acc
0.26
out_prncp
0.19
out_prncp_inv
0.19
open_acc
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.43
term
0.36
sub_grade
0.33
grade
0.31
purpose
0.29
last_pymnt_d
0.21
home_ownership
0.18
issue_d
0.17
emp_length
0.17
loan_status
0.15
next_pymnt_d
0.13
addr_state
0.06
pub_rec
0.05
inq_last_6mths
0.04
MOST FREQUENT VALUES
10000
2,833
7.1%
12000
2,334
5.9%
5000
2,051
5.2%
6000
1,908
4.8%
15000
1,895
4.8%
20000
1,626
4.1%
8000
1,586
4.0%
25000
1,390
3.5%
4000
1,130
2.8%
3000
1,030
2.6%
7000
1,023
2.6%
16000
827
2.1%
35000
679
1.7%
9000
676
1.7%
18000
643
1.6%
SMALLEST VALUES
500
5
<0.1%
700
1
<0.1%
725
1
<0.1%
750
1
<0.1%
800
1
<0.1%
900
2
<0.1%
950
1
<0.1%
1000
301
0.8%
1050
4
<0.1%
1075
1
<0.1%
1100
5
<0.1%
1125
1
<0.1%
1150
1
<0.1%
1200
137
0.3%
1225
1
<0.1%
LARGEST VALUES
35000
679
1.7%
34800
2
<0.1%
34675
1
<0.1%
34525
1
<0.1%
34475
5
<0.1%
34200
1
<0.1%
34000
15
<0.1%
33950
9
<0.1%
33600
6
<0.1%
33500
2
<0.1%
33425
2
<0.1%
33250
1
<0.1%
33000
12
<0.1%
32875
2
<0.1%
32775
1
<0.1%
id
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
member_id
0.99
mths_since_last_record
0.70
funded_amnt_inv
0.25
total_pymnt_inv
0.22
out_prncp
0.18
out_prncp_inv
0.18
total_rec_int
0.17
funded_amnt
0.15
loan_amnt
0.14
total_pymnt
0.14
last_pymnt_amnt
0.12
mths_since_last_delinq
0.12
total_rec_prncp
0.11
dti
0.10

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
issue_d
1.00
last_pymnt_d
0.65
verification_status
0.27
term
0.22
loan_status
0.19
next_pymnt_d
0.19
sub_grade
0.16
emp_length
0.14
purpose
0.14
addr_state
0.11
home_ownership
0.08
grade
0.08
inq_last_6mths
0.05
pub_rec
0.02
MOST FREQUENT VALUES
1077501
1
<0.1%
568534
1
<0.1%
568659
1
<0.1%
567165
1
<0.1%
568531
1
<0.1%
568623
1
<0.1%
568605
1
<0.1%
556021
1
<0.1%
568568
1
<0.1%
568525
1
<0.1%
568382
1
<0.1%
568507
1
<0.1%
567833
1
<0.1%
568471
1
<0.1%
568472
1
<0.1%
SMALLEST VALUES
54734
1
<0.1%
55742
1
<0.1%
57245
1
<0.1%
57416
1
<0.1%
58915
1
<0.1%
59006
1
<0.1%
61390
1
<0.1%
61419
1
<0.1%
62102
1
<0.1%
65426
1
<0.1%
65640
1
<0.1%
66431
1
<0.1%
66749
1
<0.1%
66943
1
<0.1%
66964
1
<0.1%
LARGEST VALUES
1077501
1
<0.1%
1077430
1
<0.1%
1077175
1
<0.1%
1076863
1
<0.1%
1075358
1
<0.1%
1075269
1
<0.1%
1072053
1
<0.1%
1071795
1
<0.1%
1071570
1
<0.1%
1070078
1
<0.1%
1069971
1
<0.1%
1069908
1
<0.1%
1069866
1
<0.1%
1069800
1
<0.1%
1069799
1
<0.1%
member_id
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
id
0.99
mths_since_last_record
0.72
funded_amnt_inv
0.26
total_pymnt_inv
0.23
total_rec_int
0.17
out_prncp
0.17
out_prncp_inv
0.17
funded_amnt
0.15
loan_amnt
0.14
total_pymnt
0.14
last_pymnt_amnt
0.12
mths_since_last_delinq
0.12
total_rec_prncp
0.11
dti
0.10

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
issue_d
0.99
last_pymnt_d
0.67
verification_status
0.27
term
0.23
loan_status
0.18
next_pymnt_d
0.18
sub_grade
0.16
emp_length
0.15
purpose
0.14
addr_state
0.12
home_ownership
0.09
grade
0.08
inq_last_6mths
0.05
pub_rec
0.02
MOST FREQUENT VALUES
1296599
1
<0.1%
731393
1
<0.1%
731544
1
<0.1%
729629
1
<0.1%
731390
1
<0.1%
731500
1
<0.1%
731481
1
<0.1%
716015
1
<0.1%
731438
1
<0.1%
731382
1
<0.1%
731198
1
<0.1%
731355
1
<0.1%
730455
1
<0.1%
731313
1
<0.1%
731314
1
<0.1%
SMALLEST VALUES
70699
1
<0.1%
73673
1
<0.1%
74724
1
<0.1%
76583
1
<0.1%
80353
1
<0.1%
80364
1
<0.1%
84914
1
<0.1%
85483
1
<0.1%
86999
1
<0.1%
89243
1
<0.1%
90390
1
<0.1%
90607
1
<0.1%
90962
1
<0.1%
92174
1
<0.1%
92390
1
<0.1%
LARGEST VALUES
1314167
1
<0.1%
1313524
1
<0.1%
1311748
1
<0.1%
1311441
1
<0.1%
1306957
1
<0.1%
1306721
1
<0.1%
1305201
1
<0.1%
1305008
1
<0.1%
1304956
1
<0.1%
1304884
1
<0.1%
1304871
1
<0.1%
1304855
1
<0.1%
1304821
1
<0.1%
1304810
1
<0.1%
1304764
1
<0.1%
funded_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
0.98
funded_amnt_inv
0.96
installment
0.96
total_pymnt
0.90
total_pymnt_inv
0.87
total_rec_prncp
0.87
total_rec_int
0.74
last_pymnt_amnt
0.45
revol_bal
0.31
annual_inc
0.27
total_acc
0.25
out_prncp
0.19
out_prncp_inv
0.19
open_acc
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.43
term
0.34
sub_grade
0.33
grade
0.31
purpose
0.29
last_pymnt_d
0.20
issue_d
0.19
home_ownership
0.17
emp_length
0.16
loan_status
0.14
next_pymnt_d
0.13
addr_state
0.06
pub_rec
0.05
inq_last_6mths
0.04
MOST FREQUENT VALUES
10000
2,741
6.9%
12000
2,244
5.6%
5000
2,040
5.1%
6000
1,898
4.8%
15000
1,784
4.5%
8000
1,573
4.0%
20000
1,456
3.7%
25000
1,133
2.9%
4000
1,127
2.8%
3000
1,022
2.6%
7000
1,014
2.6%
16000
750
1.9%
9000
665
1.7%
14000
606
1.5%
18000
571
1.4%
SMALLEST VALUES
500
5
<0.1%
700
1
<0.1%
725
1
<0.1%
750
1
<0.1%
800
1
<0.1%
900
2
<0.1%
950
1
<0.1%
1000
302
0.8%
1050
5
<0.1%
1075
1
<0.1%
1100
5
<0.1%
1125
1
<0.1%
1150
1
<0.1%
1175
1
<0.1%
1200
140
0.4%
LARGEST VALUES
35000
554
1.4%
34800
1
<0.1%
34675
2
<0.1%
34525
1
<0.1%
34475
4
<0.1%
34250
1
<0.1%
34000
14
<0.1%
33950
6
<0.1%
33600
6
<0.1%
33500
1
<0.1%
33250
1
<0.1%
33000
12
<0.1%
32875
2
<0.1%
32525
1
<0.1%
32500
1
<0.1%
funded_amnt_inv
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt
0.96
loan_amnt
0.94
total_pymnt_inv
0.91
installment
0.91
total_pymnt
0.88
total_rec_prncp
0.85
total_rec_int
0.73
last_pymnt_amnt
0.44
mths_since_last_record
0.44
revol_bal
0.29
member_id
0.26
annual_inc
0.25
id
0.25
total_acc
0.24

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.43
term
0.36
issue_d
0.31
sub_grade
0.31
grade
0.29
purpose
0.28
last_pymnt_d
0.28
emp_length
0.17
home_ownership
0.17
loan_status
0.15
next_pymnt_d
0.14
addr_state
0.06
pub_rec
0.05
pub_rec_bankruptcies
0.04
MOST FREQUENT VALUES
5000.0
1,309
3.3%
10000.0
1,275
3.2%
6000.0
1,200
3.0%
12000.0
1,069
2.7%
8000.0
900
2.3%
4000.0
812
2.0%
3000.0
803
2.0%
15000.0
657
1.7%
7000.0
600
1.5%
2000.0
452
1.1%
9000.0
353
0.9%
20000.0
343
0.9%
2500.0
334
0.8%
4800.0
313
0.8%
9975.0
294
0.7%
SMALLEST VALUES
0.0
129
0.3%
0.000121098
1
<0.1%
0.000531133
1
<0.1%
0.000654607
1
<0.1%
0.001867696
1
<0.1%
0.001963093
1
<0.1%
0.001966974
1
<0.1%
0.002251738
1
<0.1%
0.002283598
1
<0.1%
0.002373058
1
<0.1%
0.002915021
1
<0.1%
0.003084491
1
<0.1%
0.00310016
1
<0.1%
0.00435368
1
<0.1%
0.005097594
1
<0.1%
LARGEST VALUES
35000.0
135
0.3%
34997.35245
1
<0.1%
34993.65539
1
<0.1%
34993.32571
1
<0.1%
34993.26306
1
<0.1%
34993.19696
1
<0.1%
34990.4308
1
<0.1%
34987.98452
1
<0.1%
34987.27101
1
<0.1%
34977.34674
1
<0.1%
34975.81636
1
<0.1%
34975.30359
1
<0.1%
34975.0
100
0.3%
34973.63603
1
<0.1%
34972.8295
1
<0.1%
term
MISSING:
---
TOP CATEGORIES
loan_amnt
(avg)
36 months
29,096
73%
9,593
60 months
10,621
27%
15,675
ALL
39,717
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
term
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
next_pymnt_d
0.30
loan_status
0.10
grade
0.06
last_pymnt_d
0.04
sub_grade
0.04

THESE FEATURES
GIVE INFORMATION
ON term:
last_pymnt_d
0.28
sub_grade
0.21
grade
0.17
issue_d
0.15
loan_status
0.09
next_pymnt_d
0.07
verification_status
0.06
purpose
0.01
emp_length
0.01
home_ownership
0.01
addr_state
0.00
inq_last_6mths
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
CORRELATION RATIO WITH...
total_rec_int
0.53
loan_amnt
0.36
funded_amnt_inv
0.36
total_pymnt_inv
0.35
funded_amnt
0.34
total_pymnt
0.33
member_id
0.23
last_pymnt_amnt
0.23
out_prncp
0.23
out_prncp_inv
0.23
total_rec_prncp
0.22
id
0.22
installment
0.10
recoveries
0.10
int_rate
MISSING:
---
956
2%
-
-
10.99%
826
2%
-
-
13.49%
825
2%
-
-
11.49%
787
2%
-
-
7.51%
725
2%
-
-
7.88%
656
2%
-
-
7.49%
607
2%
-
-
11.71%
603
2%
-
-
9.99%
582
1%
-
-
7.90%
573
1%
-
-
5.42%
532
1%
-
-
11.99%
491
1%
-
-
12.69%
468
1%
-
-
10.37%
447
1%
-
-
6.03%
446
1%
-
-
12.99%
445
1%
-
-
8.49%
442
1%
-
-
12.42%
435
1%
-
-
10.65%
410
1%
-
-
5.79%
402
1%
-
-
8.90%
397
<1%
-
-
7.29%
396
<1%
-
-
6.62%
391
<1%
-
-
11.86%
390
<1%
-
-
14.27%
380
<1%
-
-
10.59%
378
<1%
-
-
9.63%
377
<1%
-
-
9.91%
347
<1%
-
-
5.99%
341
<1%
-
-
7.14%
336
<1%
-
-
6.99%
331
<1%
-
-
11.11%
327
<1%
-
-
12.53%
327
<1%
-
-
16.77%
312
<1%
-
-
10.74%
305
<1%
-
-
6.54%
303
<1%
-
-
6.91%
294
<1%
-
-
8.94%
292
<1%
-
-
7.66%
291
<1%
-
-
13.61%
286
<1%
-
-
15.99%
284
<1%
-
-
13.98%
263
<1%
-
-
13.23%
259
<1%
-
-
11.12%
257
<1%
-
-
13.99%
252
<1%
-
-
6.17%
251
<1%
-
-
10.00%
251
<1%
-
-
12.68%
250
<1%
-
-
10.75%
250
<1%
-
-
10.36%
247
<1%
-
-
11.36%
241
<1%
-
-
16.49%
233
<1%
-
-
11.83%
230
<1%
-
-
18.25%
228
<1%
-
-
10.62%
222
<1%
-
-
14.65%
220
<1%
-
-
13.06%
219
<1%
-
-
10.38%
218
<1%
-
-
10.25%
215
<1%
-
-
15.23%
214
<1%
-
-
14.96%
16,454
41%
-
-
(Other)
installment
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt
0.96
loan_amnt
0.93
funded_amnt_inv
0.91
total_pymnt
0.86
total_rec_prncp
0.85
total_pymnt_inv
0.82
total_rec_int
0.63
last_pymnt_amnt
0.40
revol_bal
0.31
annual_inc
0.27
total_acc
0.23
open_acc
0.17
out_prncp
0.13
out_prncp_inv
0.12

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.38
sub_grade
0.30
purpose
0.29
grade
0.28
issue_d
0.18
emp_length
0.14
home_ownership
0.14
term
0.10
last_pymnt_d
0.10
addr_state
0.06
loan_status
0.06
next_pymnt_d
0.06
pub_rec
0.05
pub_rec_bankruptcies
0.03
MOST FREQUENT VALUES
311.11
68
0.2%
180.96
59
0.1%
311.02
54
0.1%
150.8
48
0.1%
368.45
46
0.1%
372.12
45
0.1%
330.76
43
0.1%
339.31
42
0.1%
301.6
41
0.1%
317.72
41
0.1%
186.61
41
0.1%
304.36
40
0.1%
373.33
40
0.1%
310.1
39
<0.1%
396.92
39
<0.1%
SMALLEST VALUES
15.69
1
<0.1%
16.08
1
<0.1%
16.25
1
<0.1%
16.31
1
<0.1%
16.47
1
<0.1%
19.87
1
<0.1%
20.22
1
<0.1%
21.25
1
<0.1%
21.74
1
<0.1%
21.81
1
<0.1%
21.99
1
<0.1%
22.24
1
<0.1%
22.51
1
<0.1%
22.59
1
<0.1%
22.79
1
<0.1%
LARGEST VALUES
1305.19
1
<0.1%
1302.69
1
<0.1%
1295.21
1
<0.1%
1288.1
2
<0.1%
1283.5
1
<0.1%
1276.6
3
<0.1%
1272.2
1
<0.1%
1269.73
5
<0.1%
1265.16
1
<0.1%
1263.23
1
<0.1%
1257.98
2
<0.1%
1256.4
3
<0.1%
1252.56
2
<0.1%
1250.29
1
<0.1%
1245.94
2
<0.1%
grade
MISSING:
---
TOP CATEGORIES
loan_amnt
(avg)
B
12,020
30%
11,119
A
10,085
25%
8,625
C
8,098
20%
11,005
D
5,307
13%
12,278
E
2,842
7%
15,847
F
1,049
3%
18,363
G
316
<1%
20,227
ALL
39,717
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
grade
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
sub_grade
0.51
term
0.17
next_pymnt_d
0.05
loan_status
0.05
pub_rec
0.03

THESE FEATURES
GIVE INFORMATION
ON grade:
sub_grade
1.00
term
0.06
last_pymnt_d
0.02
loan_status
0.02
verification_status
0.01
inq_last_6mths
0.01
issue_d
0.01
purpose
0.01
pub_rec
0.00
next_pymnt_d
0.00
home_ownership
0.00
pub_rec_bankruptcies
0.00
addr_state
0.00
emp_length
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
CORRELATION RATIO WITH...
total_rec_int
0.53
loan_amnt
0.31
funded_amnt
0.31
total_pymnt
0.31
funded_amnt_inv
0.29
total_pymnt_inv
0.29
installment
0.28
total_rec_prncp
0.19
mths_since_last_delinq
0.17
delinq_2yrs
0.17
last_pymnt_amnt
0.16
recoveries
0.13
dti
0.12
out_prncp_inv
0.10
sub_grade
MISSING:
---
TOP CATEGORIES
loan_amnt
(avg)
B3
2,917
7%
11,584
A4
2,886
7%
9,328
A5
2,742
7%
9,634
B5
2,704
7%
11,654
B4
2,512
6%
11,451
C1
2,136
5%
11,206
B2
2,057
5%
10,548
C2
2,011
5%
11,436
B1
1,830
5%
9,773
A3
1,810
5%
7,887
C3
1,529
4%
10,870
A2
1,508
4%
7,361
D2
1,348
3%
11,550
C4
1,236
3%
10,528
C5
1,186
3%
10,580
D3
1,173
3%
12,595
A1
1,139
3%
7,261
(Other)
6,993
18%
15,088
ALL
39,717
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sub_grade
PROVIDES INFORMATION ON...
grade
1.00
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
term
0.21
next_pymnt_d
0.07
loan_status
0.06
pub_rec
0.04

THESE FEATURES
GIVE INFORMATION
ON sub_grade:
grade
0.51
term
0.04
last_pymnt_d
0.03
issue_d
0.02
inq_last_6mths
0.01
loan_status
0.01
verification_status
0.01
purpose
0.01
addr_state
0.01
pub_rec
0.00
next_pymnt_d
0.00
emp_length
0.00
home_ownership
0.00
pub_rec_bankruptcies
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
CORRELATION RATIO WITH...
total_rec_int
0.54
loan_amnt
0.33
funded_amnt
0.33
total_pymnt
0.32
funded_amnt_inv
0.31
total_pymnt_inv
0.31
installment
0.30
total_rec_prncp
0.21
mths_since_last_delinq
0.18
delinq_2yrs
0.17
last_pymnt_amnt
0.17
member_id
0.16
id
0.16
recoveries
0.14
emp_title
MISSING:
2,459
(6%)
134
<1%
-
-
US Army
109
<1%
-
-
Bank of America
66
<1%
-
-
IBM
59
<1%
-
-
AT&T
56
<1%
-
-
Kaiser Permanente
54
<1%
-
-
USAF
54
<1%
-
-
Wells Fargo
53
<1%
-
-
UPS
52
<1%
-
-
US Air Force
45
<1%
-
-
Walmart
44
<1%
-
-
Lockheed Martin
42
<1%
-
-
United States Air Force
42
<1%
-
-
State of California
41
<1%
-
-
U.S. Army
40
<1%
-
-
Verizon Wireless
40
<1%
-
-
Self Employed
39
<1%
-
-
US ARMY
39
<1%
-
-
USPS
38
<1%
-
-
Walgreens
37
<1%
-
-
JP Morgan Chase
36
<1%
-
-
JPMorgan Chase
36
<1%
-
-
Department of Defense
35
<1%
-
-
Self
35
<1%
-
-
Target
35
<1%
-
-
US Navy
34
<1%
-
-
Booz Allen Hamilton
34
<1%
-
-
Northrop Grumman
33
<1%
-
-
United States Army
33
<1%
-
-
Verizon
32
<1%
-
-
Best Buy
31
<1%
-
-
Comcast
30
<1%
-
-
Accenture
30
<1%
-
-
Fidelity Investments
30
<1%
-
-
us army
28
<1%
-
-
United Parcel Service
27
<1%
-
-
Home Depot
26
<1%
-
-
US Postal Service
26
<1%
-
-
United States Postal Service
26
<1%
-
-
Social Security Administration
25
<1%
-
-
walmart
25
<1%
-
-
Wells Fargo Bank
24
<1%
-
-
Morgan Stanley
24
<1%
-
-
self
23
<1%
-
-
General Electric
23
<1%
-
-
Citigroup
22
<1%
-
-
Sprint
22
<1%
-
-
Raytheon
21
<1%
-
-
Retired
21
<1%
-
-
Department of Homeland Security
21
<1%
-
-
Merrill Lynch
21
<1%
-
-
American Express
21
<1%
-
-
Columbia University
20
<1%
-
-
PricewaterhouseCoopers
20
<1%
-
-
Department of Veterans Affairs
19
<1%
-
-
General Dynamics
19
<1%
-
-
SAIC
18
<1%
-
-
US Government
18
<1%
-
-
Internal Revenue Service
18
<1%
-
-
usps
18
<1%
-
-
The Home Depot
35,134
94%
-
-
(Other)
emp_length
MISSING:
1,075
(3%)
TOP CATEGORIES
loan_amnt
(avg)
10+ years
8,879
23%
13,090
< 1 year
4,583
12%
9,658
2 years
4,388
11%
10,262
3 years
4,095
11%
10,738
4 years
3,436
9%
10,977
5 years
3,282
8%
11,287
1 year
3,240
8%
10,168
6 years
2,229
6%
11,495
7 years
1,773
5%
11,739
8 years
1,479
4%
11,888
9 years
1,258
3%
12,012
ALL
38,642
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
emp_length
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
home_ownership
0.04
pub_rec_bankruptcies
0.02
pub_rec
0.01
next_pymnt_d
0.01
term
0.01

THESE FEATURES
GIVE INFORMATION
ON emp_length:
home_ownership
0.02
issue_d
0.01
last_pymnt_d
0.01
addr_state
0.00
purpose
0.00
sub_grade
0.00
verification_status
0.00
term
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
grade
0.00
loan_status
0.00
next_pymnt_d
0.00
inq_last_6mths
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
emp_length
CORRELATION RATIO WITH...
total_acc
0.21
funded_amnt_inv
0.17
loan_amnt
0.17
funded_amnt
0.16
revol_bal
0.16
total_pymnt_inv
0.16
total_pymnt
0.15
member_id
0.15
id
0.14
total_rec_prncp
0.14
installment
0.14
total_rec_int
0.13
annual_inc
0.13
open_acc
0.10
home_ownership
MISSING:
---
TOP CATEGORIES
loan_amnt
(avg)
RENT
18,899
48%
10,005
MORTGAGE
17,659
44%
12,690
OWN
3,058
8%
10,257
OTHER
98
<1%
10,663
NONE
3
<1%
5,600
ALL
39,717
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
home_ownership
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
purpose
0.02
emp_length
0.02
addr_state
0.01
term
0.01
next_pymnt_d
0.01

THESE FEATURES
GIVE INFORMATION
ON home_ownership:
addr_state
0.04
emp_length
0.04
purpose
0.04
issue_d
0.01
last_pymnt_d
0.01
sub_grade
0.01
term
0.01
verification_status
0.01
grade
0.01
inq_last_6mths
0.00
loan_status
0.00
next_pymnt_d
0.00
pub_rec_bankruptcies
0.00
pub_rec
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
CORRELATION RATIO WITH...
total_acc
0.33
revol_bal
0.22
open_acc
0.21
annual_inc
0.20
loan_amnt
0.18
funded_amnt
0.17
funded_amnt_inv
0.17
total_rec_prncp
0.16
total_pymnt
0.16
total_pymnt_inv
0.16
installment
0.14
total_rec_int
0.12
last_pymnt_amnt
0.11
member_id
0.09
annual_inc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal
0.28
loan_amnt
0.27
installment
0.27
funded_amnt
0.27
total_rec_prncp
0.26
total_pymnt
0.26
funded_amnt_inv
0.25
total_pymnt_inv
0.25
total_acc
0.24
total_rec_int
0.19
open_acc
0.16
last_pymnt_amnt
0.14
dti
-0.12
out_prncp
0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.20
emp_length
0.13
verification_status
0.13
purpose
0.11
addr_state
0.08
sub_grade
0.08
grade
0.07
last_pymnt_d
0.07
issue_d
0.05
term
0.05
loan_status
0.04
inq_last_6mths
0.04
pub_rec
0.02
next_pymnt_d
0.02
MOST FREQUENT VALUES
60000.0
1,505
3.8%
50000.0
1,057
2.7%
40000.0
876
2.2%
45000.0
830
2.1%
30000.0
825
2.1%
75000.0
811
2.0%
65000.0
803
2.0%
70000.0
733
1.8%
48000.0
723
1.8%
80000.0
662
1.7%
55000.0
653
1.6%
36000.0
631
1.6%
42000.0
608
1.5%
90000.0
573
1.4%
35000.0
517
1.3%
SMALLEST VALUES
4000.0
1
<0.1%
4080.0
1
<0.1%
4200.0
2
<0.1%
4800.0
4
<0.1%
4888.0
1
<0.1%
5000.0
1
<0.1%
5500.0
1
<0.1%
6000.0
5
<0.1%
7000.0
1
<0.1%
7200.0
4
<0.1%
7500.0
1
<0.1%
7800.0
1
<0.1%
7904.04
1
<0.1%
8000.0
7
<0.1%
8004.0
1
<0.1%
LARGEST VALUES
6000000.0
1
<0.1%
3900000.0
1
<0.1%
2039784.0
1
<0.1%
1900000.0
1
<0.1%
1782000.0
1
<0.1%
1440000.0
1
<0.1%
1362000.0
1
<0.1%
1250000.0
1
<0.1%
1200000.0
4
<0.1%
1176000.0
1
<0.1%
1080000.0
1
<0.1%
948000.0
1
<0.1%
900000.0
4
<0.1%
889000.0
1
<0.1%
840000.0
1
<0.1%
verification_status
MISSING:
---
TOP CATEGORIES
loan_amnt
(avg)
Not Verified
16,921
43%
8,421
Verified
12,809
32%
15,789
Source Verified
9,987
25%
10,100
ALL
39,717
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
term
0.06
next_pymnt_d
0.03
issue_d
0.03
grade
0.01
loan_status
0.01

THESE FEATURES
GIVE INFORMATION
ON verification_status:
issue_d
0.09
last_pymnt_d
0.03
term
0.03
sub_grade
0.02
grade
0.02
purpose
0.01
emp_length
0.01
home_ownership
0.01
loan_status
0.00
next_pymnt_d
0.00
addr_state
0.00
inq_last_6mths
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
CORRELATION RATIO WITH...
funded_amnt_inv
0.43
loan_amnt
0.43
funded_amnt
0.43
total_pymnt_inv
0.40
total_pymnt
0.39
installment
0.38
total_rec_prncp
0.36
total_rec_int
0.36
member_id
0.27
id
0.27
last_pymnt_amnt
0.21
revol_bal
0.17
total_acc
0.14
annual_inc
0.13
issue_d
MISSING:
---
TOP CATEGORIES
loan_amnt
(avg)
Dec-11
2,260
6%
13,947
Nov-11
2,223
6%
12,643
Oct-11
2,114
5%
12,958
Sept-11
2,063
5%
12,488
Aug-11
1,928
5%
12,007
Jul-11
1,870
5%
11,375
Jun-11
1,827
5%
11,389
May-11
1,689
4%
11,286
Apr-11
1,562
4%
11,218
Mar-11
1,443
4%
11,437
Jan-11
1,380
3%
10,742
Feb-11
1,297
3%
11,245
Dec-10
1,267
3%
10,824
Oct-10
1,132
3%
10,745
Nov-10
1,121
3%
11,154
Jul-10
1,119
3%
9,994
Sept-10
1,086
3%
10,344
(Other)
12,336
31%
10,076
ALL
39,717
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
issue_d
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
next_pymnt_d
0.20
last_pymnt_d
0.19
term
0.15
verification_status
0.09
loan_status
0.06

THESE FEATURES
GIVE INFORMATION
ON issue_d:
last_pymnt_d
0.23
verification_status
0.03
term
0.03
sub_grade
0.02
addr_state
0.01
purpose
0.01
loan_status
0.01
emp_length
0.01
next_pymnt_d
0.01
grade
0.01
home_ownership
0.00
inq_last_6mths
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
issue_d
CORRELATION RATIO WITH...
id
1.00
member_id
0.99
funded_amnt_inv
0.31
total_pymnt_inv
0.28
out_prncp_inv
0.22
out_prncp
0.22
total_rec_int
0.20
funded_amnt
0.19
installment
0.18
total_pymnt
0.17
loan_amnt
0.17
total_rec_prncp
0.15
last_pymnt_amnt
0.14
dti
0.11
loan_status
MISSING:
---
TOP CATEGORIES
loan_amnt
(avg)
Fully Paid
32,950
83%
10,866
Charged Off
5,627
14%
12,104
Current
1,140
3%
17,054
ALL
39,717
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
loan_status
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
next_pymnt_d
0.98
term
0.09
last_pymnt_d
0.03
grade
0.02
sub_grade
0.01

THESE FEATURES
GIVE INFORMATION
ON loan_status:
last_pymnt_d
0.27
next_pymnt_d
0.24
term
0.10
sub_grade
0.06
issue_d
0.06
grade
0.05
purpose
0.01
verification_status
0.01
addr_state
0.01
inq_last_6mths
0.01
emp_length
0.00
pub_rec
0.00
home_ownership
0.00
pub_rec_bankruptcies
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
CORRELATION RATIO WITH...
out_prncp
0.79
out_prncp_inv
0.79
total_rec_prncp
0.35
recoveries
0.34
total_rec_int
0.32
total_pymnt_inv
0.29
total_pymnt
0.29
last_pymnt_amnt
0.24
collection_recovery_fee
0.21
id
0.19
member_id
0.18
total_rec_late_fee
0.16
funded_amnt_inv
0.15
loan_amnt
0.15
pymnt_plan
MISSING:
---
TOP CATEGORIES
loan_amnt
(avg)
n
39,717
100%
11,219
ALL
39,717
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pymnt_plan
PROVIDES INFORMATION ON...
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
pub_rec_bankruptcies
0.00
term
0.00
addr_state
0.00
issue_d
0.00
grade
0.00
emp_length
0.00

THESE FEATURES
GIVE INFORMATION
ON pymnt_plan:
term
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
purpose
1.00
addr_state
1.00
inq_last_6mths
1.00
pub_rec
1.00
initial_list_status
1.00
last_pymnt_d
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pymnt_plan
CORRELATION RATIO WITH...
loan_amnt
0.00
id
0.00
member_id
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
delinq_2yrs
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
url
MISSING:
---
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=1077501
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568534
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568659
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=567165
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568531
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568623
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568605
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=556021
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568568
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568525
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568382
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568507
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=567833
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568471
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568472
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568459
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568448
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568431
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568668
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=561547
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568700
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568738
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568979
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=558643
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568940
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568950
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568928
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568915
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568341
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568912
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568889
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568894
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=556249
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568072
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=566619
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568768
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568773
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568400
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568367
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=569002
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=567992
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=557972
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=565238
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568058
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568036
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=567564
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568006
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=567976
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=567965
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568352
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=560520
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=567956
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=562869
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=567935
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=565172
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=567905
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=567893
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=567652
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568114
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=568138
39,657
>99%
-
-
(Other)
desc
MISSING:
12,942
(33%)
210
<1%
-
-
8
<1%
-
-
Debt Consolidation
6
<1%
-
-
Camping Membership
3
<1%
-
-
Personal Loan
3
<1%
-
-
personal loan
3
<1%
-
-
credit card consolidation
3
<1%
-
-
credit card debt consolidation
2
<1%
-
-
Debt consolidation
2
<1%
-
-
Personal loan
2
<1%
-
-
Car financing
2
<1%
-
-
I will use the loan and pay off all of my outstanding credit card debts that are spread out. It would be great to just focus on paying back one lender with a lower interest rate and not have to worry about keeping track each CC individually.
2
<1%
-
-
Motorcycle Loan
2
<1%
-
-
Consolidate
2
<1%
-
-
Borrower added on 06/30/11 > Debt Consolidation<br/>
2
<1%
-
-
This loan would be to consolidate my credit card debts, and have one payment at a reasonable interest rate.
2
<1%
-
-
I have 2nd mortgage on a rental property with balance of $109k. I have cash flow of $85k and plan to pay off the 2nd mortgage using this loan to make up for rest of the balance. You will see a 2nd mortgage debt on my credit around $965.00 which will go away once this loan is approved as I will be
2
<1%
-
-
consolidation
2
<1%
-
-
Debt consolidation loan
2
<1%
-
-
Borrower added on 12/05/11 > Credit Card Refinancing<br>
2
<1%
-
-
debt consolidation
2
<1%
-
-
Borrower added on 08/31/11 > Presently embarking on the construction of a Business-class Social Network website potentially larger than other Social Networking sites. This website will cater to a Global audience of entrepreneurs, business professionals and individuals of all professions, indus
2
<1%
-
-
refinancing
2
<1%
-
-
Borrower added on 11/23/11 > Debt consolidation<br>
2
<1%
-
-
Borrower added on 12/06/11 > Debt consolidation<br>
2
<1%
-
-
consolidate credit cards
2
<1%
-
-
consolidate debt
2
<1%
-
-
Borrower added on 09/21/11 > Debt consolidation<br/>
1
<1%
-
-
Borrower added on 05/19/10 > I plan to use this loan to pay off my Credit Card balances. As my credit history shows, I am a responsible borrower and make my payments on time. However, the balances aren’t going down quickly enough due to high interest rates, and I have become stuck on the prov
1
<1%
-
-
Borrower added on 05/20/10 > I will be using he funds to payoff my Old Navy loan & BofA loan reducing my debt to income<br/>
1
<1%
-
-
Borrower added on 05/19/10 > I built up some debts raising my son alone. He's now in college on scholarships as a double major: violin performance and Asian history. I'd like to set a good example to him on how to pay off what I owe and become debt-free.<br/> Borrower added on
1
<1%
-
-
Borrower added on 05/20/10 > I plan to pay off my Capital one card total of $3200,target card of $500,hsbc card of $1000,airtran card of$424,discover card of $3400 and reducing my payments to $ 194.00 a month instead of over$250,which it is now.<br/>
1
<1%
-
-
Borrower added on 05/20/10 > I am going to use this loan to earn a music certificate at BerkleeMusic.com. The knowledge and skills I'll learn will help me create music (CDs, MP3s, etc.) that I can sell online and offline.<br/><br/>I can afford the 60 monthly payments of $217 fo
1
<1%
-
-
This loan will be used to pay off some of my credit cards debt. I am paying over 20% in interest on some of them, and I would like to eliminate some of those balances. My monthly payment for this loan will be lower than what I pay monthly for the credit cards.
1
<1%
-
-
Borrower added on 05/21/10 > Using the funds to consolidate two high interest credit card balances. We have excellent credit. Never miss a payment. Our current monthly budget does allow us to make the credit card payments as they stand today, but we are paying way too much in interest. Henc
1
<1%
-
-
I've recently paid off a previous loan from Lending Club to get mortgage pre-approval (they wouldn't do it because this loan was not a secured loan), and now that I'm approved I would like to increase my down payment to avoid PMI. This will help in keeping my monthly payment down to a
1
<1%
-
-
Borrower added on 05/18/10 > hi i want to pay off one of my credit cards @ 13% interest rate this will help me save money witch i can apply towards my other cards thanks<br/> Borrower added on 05/22/10 > I have a sears visa @ 13% interest with a payment of $220.00 per month if i pay it
1
<1%
-
-
Borrower added on 05/19/10 > i will be paying off the 3 credit cards i have balances on. i will also be making an additional car payment with the extra money to get me ahead on the 2nd largest bill i have, rent being the first. I am an excellent borrower because although i have some debt, all
1
<1%
-
-
Borrower added on 05/20/10 > I am seeking to pay off my credit card and get a car at a great deal from my fiance's family. I would like to do this on my own instead of making payments to a family member or having my fiance to pay for my car. I am a Vet Tech at an animal hospital and will
1
<1%
-
-
Borrower added on 05/20/10 > I am engineer and my wife is a professor and have both neen at our current jobs for 7+ years. we pay all our bills on time, but are tired of paying high credit card interest rates; plus having only one bill instead of several is also attractive.<br/> Borrower
1
<1%
-
-
Borrower added on 05/20/10 > We are having a destination wedding in Florida and need a short term loan to assist with expenses. We are excited to go through this process. I have an excellent credit history and payments made on time. I thank-you for your help in making this a great day for u
1
<1%
-
-
Borrower added on 05/20/10 > Stable income/stable job/ stable home life/ mature/ home owner/ want to simpify life and just pay one or two debts per month. No car payment . own all three cars free and clear of debt.<br/> Borrower added on 05/23/10 > The house in England has just receive
1
<1%
-
-
Borrower added on 05/21/10 > i plan to go on vacation and and pay a high interest card,i chose a 3 years because thats something i can really afford to pay but im confident i will finish paying it much sooner than 3 years..<br/>
1
<1%
-
-
Borrower added on 05/18/10 > bills & car repairs<br/>
1
<1%
-
-
Borrower added on 05/18/10 > I plan to fix up the house: paint inside & outside home, improve landscaping and fence repair.<br/>I'm a very good borrower because I make all my payments on time every month. I have excellent credit. I meet all my personal/home budgets on a monthly
1
<1%
-
-
Borrower added on 05/21/10 > This loan is for start-up fees in a private activity. A group of private entrepreneurs working together to help each other become financially free.<br/>
1
<1%
-
-
Borrower added on 05/19/10 > I am trying to pay off my credit card debt, as well as my wife's. We want to start saving for a house, so we can start our family.<br/>
1
<1%
-
-
Borrower added on 05/19/10 > Hi,<br/><br/>I will be traveling to the Philippines in early October to attend my aunt's wedding as I am part of her entourage. I would like to secure two plane tickets now before prices go up. Looking around prices are around the $1,200 range. A
1
<1%
-
-
Borrower added on 05/20/10 > I will be using my loan to take care of some credit card debt. I have those account set to close when paid off. I am currently a single parent trying to keep up with the mortgage and kids. I just want to have one low payment that is easy to pay back and probably get
1
<1%
-
-
Borrower added on 05/20/10 > I have obtained this loan to eliminate all credit card debt. I have tried to negotiate the rates but they remain above 23%. I do not use the credit cards anymore. I also have an extremely stable job as I am the anchor and go-to person for our office. I currently
1
<1%
-
-
Borrower added on 05/19/10 > With this loan I want to consolidate 3 different accounts:<br/><br/>Bank of American VISA $13,155.77<br/> Part of it is at 19.24 % $1,183.42<br/> The rest is at 6.24% $11,972.35<br/><br/>The problem with this acc
1
<1%
-
-
Borrower added on 05/21/10 > First, thank you for taking time to consider investing and helping me consolidate my debt. On a personal note, I work for a sports marketing firm and we sell corporate partnerships for athletic departments across the US. I have been in the top 5 for new business r
1
<1%
-
-
Borrower added on 05/19/10 > Interest rates on 2 cards jumped super high - as a grad student, these were my lifelines for a year and a half. Now, I'm feeling the pressure on my wallet.<br/> Borrower added on 05/21/10 > So I can't get the questions answered from the investor q
1
<1%
-
-
Borrower added on 05/20/10 > This loan is for an unexpected Veterinarian bill for a beloved family pet that grew ill over the past couple of months. Our pet cat, Sam, needs surgery to repair a hole in his mouth that is exposing his nasal passage. Once this surgery is completed he will be back t
1
<1%
-
-
Borrower added on 05/19/10 > I am trying to simplify my life by cutting out so many bills to pay. I want to consolidate all my bills into one place and pay a steady payment every month. I have tried at other banks and i just miss there cut off for credit rating. I've been at my job for abo
1
<1%
-
-
Borrower added on 05/21/10 > Balance of medical bills Insurance does not pay and misc revolving credit.<br/>
1
<1%
-
-
Borrower added on 05/21/10 > Plan for th eloan is to pay off high credit cards balances and make some home improvements. monthly budget is 4500.00 , been in my job for 7 years in banking management. credit is above 715.<br/> Borrower added on 05/24/10 > update on my monthly budget that
1
<1%
-
-
Borrower added on 05/19/10 > The purpose of this loan is to consolidate a) a final semester of tuition for graduate school, b) a line of credit for a new laptop for grad school, and c) to pay off the balance on my car loan.<br/>
1
<1%
-
-
Borrower added on 05/20/10 > pay off high interest credit card debt<br/>
1
<1%
-
-
Borrower added on 05/19/10 > I am planning on using the loan to purchase a vehicle as a means of transportation. I have good credit with a stable job that will allow me to pay off the loan within 1-2 months.<br/>
1
<1%
-
-
Borrower added on 05/19/10 > I have encountered a very promising investment opportunity with an approximate term of 18 months and the return rate upwards of 50%, and it's a legitimate business venture, not some "millionare Nigerian dictator who suddenly wants to wire you funs" :)
26,466
99%
-
-
(Other)
purpose
MISSING:
---
TOP CATEGORIES
loan_amnt
(avg)
debt_consolidation
18,641
47%
12,695
credit_card
5,130
13%
11,724
other
3,993
10%
8,068
home_improvement
2,976
7%
11,537
major_purchase
2,187
6%
8,155
small_business
1,828
5%
13,567
car
1,549
4%
6,778
wedding
947
2%
9,876
medical
693
2%
8,264
moving
583
1%
6,650
vacation
381
<1%
5,463
house
381
<1%
13,071
educational
325
<1%
6,810
renewable_energy
103
<1%
8,717
ALL
39,717
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
purpose
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
home_ownership
0.04
term
0.01
issue_d
0.01
loan_status
0.01
verification_status
0.01

THESE FEATURES
GIVE INFORMATION
ON purpose:
issue_d
0.02
home_ownership
0.02
last_pymnt_d
0.02
sub_grade
0.01
grade
0.01
addr_state
0.01
verification_status
0.01
emp_length
0.00
term
0.00
inq_last_6mths
0.00
loan_status
0.00
pub_rec
0.00
next_pymnt_d
0.00
pub_rec_bankruptcies
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
purpose
CORRELATION RATIO WITH...
installment
0.29
loan_amnt
0.29
funded_amnt
0.29
funded_amnt_inv
0.28
total_pymnt
0.26
total_rec_prncp
0.25
total_pymnt_inv
0.25
dti
0.23
total_rec_int
0.21
revol_bal
0.17
member_id
0.14
id
0.14
open_acc
0.13
total_acc
0.13
title
MISSING:
11
(<1%)
2,184
6%
-
-
Debt Consolidation
1,729
4%
-
-
Debt Consolidation Loan
659
2%
-
-
Personal Loan
517
1%
-
-
Consolidation
505
1%
-
-
debt consolidation
356
<1%
-
-
Home Improvement
356
<1%
-
-
Credit Card Consolidation
334
<1%
-
-
Debt consolidation
328
<1%
-
-
Small Business Loan
317
<1%
-
-
Credit Card Loan
308
<1%
-
-
Personal
255
<1%
-
-
Consolidation Loan
247
<1%
-
-
Home Improvement Loan
234
<1%
-
-
personal loan
220
<1%
-
-
personal
213
<1%
-
-
Loan
208
<1%
-
-
Wedding Loan
205
<1%
-
-
consolidation
204
<1%
-
-
Car Loan
191
<1%
-
-
Other Loan
154
<1%
-
-
Wedding
154
<1%
-
-
Credit Card Payoff
145
<1%
-
-
Major Purchase Loan
144
<1%
-
-
Credit Card Refinance
126
<1%
-
-
Consolidate
122
<1%
-
-
Medical
118
<1%
-
-
Credit Card
111
<1%
-
-
home improvement
93
<1%
-
-
My Loan
93
<1%
-
-
Credit Cards
85
<1%
-
-
Debt
84
<1%
-
-
loan
82
<1%
-
-
Business Loan
81
<1%
-
-
Freedom
76
<1%
-
-
Moving Loan
73
<1%
-
-
consolidate
73
<1%
-
-
Personal loan
67
<1%
-
-
debt_consolidation
65
<1%
-
-
Debt Consolidation
65
<1%
-
-
Motorcycle
62
<1%
-
-
Debt Loan
62
<1%
-
-
Medical Loan
61
<1%
-
-
Credit Card Debt Consolidation
60
<1%
-
-
Major Purchase
59
<1%
-
-
Home improvement
59
<1%
-
-
Engagement Ring
59
<1%
-
-
Other
57
<1%
-
-
Consolidate Debt
56
<1%
-
-
debt consolidation loan
56
<1%
-
-
debt
56
<1%
-
-
credit card consolidation
55
<1%
-
-
DEBT CONSOLIDATION
53
<1%
-
-
Moving
53
<1%
-
-
Vacation
52
<1%
-
-
CC Consolidation
51
<1%
-
-
Credit Card Debt
50
<1%
-
-
Wedding Expenses
50
<1%
-
-
my loan
49
<1%
-
-
Credit Consolidation
49
<1%
-
-
Credit Card Consolidation Loan
27,016
68%
-
-
(Other)
zip_code
MISSING:
---
597
2%
-
-
100xx
545
1%
-
-
945xx
516
1%
-
-
112xx
503
1%
-
-
606xx
473
1%
-
-
070xx
453
1%
-
-
900xx
397
<1%
-
-
021xx
394
<1%
-
-
300xx
371
<1%
-
-
926xx
367
<1%
-
-
750xx
356
<1%
-
-
941xx
349
<1%
-
-
331xx
348
<1%
-
-
917xx
346
<1%
-
-
921xx
321
<1%
-
-
770xx
303
<1%
-
-
117xx
284
<1%
-
-
113xx
279
<1%
-
-
852xx
278
<1%
-
-
913xx
255
<1%
-
-
891xx
255
<1%
-
-
330xx
244
<1%
-
-
080xx
237
<1%
-
-
925xx
235
<1%
-
-
902xx
234
<1%
-
-
334xx
229
<1%
-
-
201xx
228
<1%
-
-
920xx
224
<1%
-
-
980xx
223
<1%
-
-
951xx
220
<1%
-
-
303xx
214
<1%
-
-
200xx
209
<1%
-
-
928xx
208
<1%
-
-
104xx
204
<1%
-
-
923xx
199
<1%
-
-
802xx
199
<1%
-
-
940xx
199
<1%
-
-
301xx
195
<1%
-
-
950xx
191
<1%
-
-
212xx
187
<1%
-
-
088xx
187
<1%
-
-
191xx
187
<1%
-
-
554xx
186
<1%
-
-
773xx
186
<1%
-
-
600xx
186
<1%
-
-
956xx
186
<1%
-
-
787xx
179
<1%
-
-
207xx
179
<1%
-
-
604xx
178
<1%
-
-
850xx
174
<1%
-
-
752xx
174
<1%
-
-
601xx
171
<1%
-
-
981xx
171
<1%
-
-
328xx
164
<1%
-
-
333xx
163
<1%
-
-
853xx
158
<1%
-
-
190xx
154
<1%
-
-
060xx
153
<1%
-
-
208xx
150
<1%
-
-
064xx
150
<1%
-
-
958xx
24,212
61%
-
-
(Other)
addr_state
MISSING:
---
TOP CATEGORIES
loan_amnt
(avg)
CA
7,099
18%
11,320
NY
3,812
10%
11,273
FL
2,866
7%
10,770
TX
2,727
7%
11,698
NJ
1,850
5%
11,854
IL
1,525
4%
11,458
PA
1,517
4%
10,626
VA
1,407
4%
11,547
GA
1,398
4%
11,312
MA
1,340
3%
11,365
OH
1,223
3%
10,877
MD
1,049
3%
11,510
AZ
879
2%
10,948
WA
840
2%
10,936
CO
792
2%
11,500
NC
788
2%
11,497
CT
751
2%
11,517
(Other)
7,854
20%
10,910
ALL
39,717
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
addr_state
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
home_ownership
0.04
pub_rec
0.02
issue_d
0.01
pub_rec_bankruptcies
0.01
last_pymnt_d
0.01

THESE FEATURES
GIVE INFORMATION
ON addr_state:
last_pymnt_d
0.02
issue_d
0.02
home_ownership
0.01
sub_grade
0.01
inq_last_6mths
0.00
purpose
0.00
emp_length
0.00
grade
0.00
pub_rec
0.00
verification_status
0.00
loan_status
0.00
pub_rec_bankruptcies
0.00
term
0.00
next_pymnt_d
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
CORRELATION RATIO WITH...
member_id
0.12
id
0.11
total_acc
0.11
dti
0.10
open_acc
0.09
annual_inc
0.08
mths_since_last_record
0.07
installment
0.06
total_pymnt_inv
0.06
total_rec_prncp
0.06
funded_amnt_inv
0.06
total_rec_late_fee
0.06
total_pymnt
0.06
funded_amnt
0.06
dti
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
0.29
total_acc
0.23
revol_bal
0.23
mths_since_last_record
0.19
annual_inc
-0.12
total_rec_int
0.11
member_id
0.10
id
0.10
funded_amnt_inv
0.07
total_pymnt_inv
0.07
mths_since_last_delinq
0.07
loan_amnt
0.07
funded_amnt
0.07
total_pymnt
0.06

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
purpose
0.23
sub_grade
0.13
last_pymnt_d
0.12
grade
0.12
issue_d
0.11
verification_status
0.10
addr_state
0.10
term
0.08
emp_length
0.06
loan_status
0.06
inq_last_6mths
0.04
next_pymnt_d
0.04
home_ownership
0.03
pub_rec
0.01
MOST FREQUENT VALUES
0.0
183
0.5%
12.0
51
0.1%
18.0
45
0.1%
19.2
40
0.1%
13.2
39
<0.1%
12.48
38
<0.1%
16.8
38
<0.1%
13.5
38
<0.1%
6.0
37
<0.1%
15.0
36
<0.1%
14.29
36
<0.1%
20.4
34
<0.1%
17.04
34
<0.1%
21.6
34
<0.1%
4.8
33
<0.1%
SMALLEST VALUES
0.0
183
0.5%
0.01
3
<0.1%
0.02
5
<0.1%
0.03
2
<0.1%
0.04
3
<0.1%
0.05
2
<0.1%
0.06
1
<0.1%
0.07
5
<0.1%
0.08
5
<0.1%
0.09
3
<0.1%
0.11
4
<0.1%
0.12
2
<0.1%
0.13
10
<0.1%
0.14
4
<0.1%
0.15
6
<0.1%
LARGEST VALUES
29.99
1
<0.1%
29.95
1
<0.1%
29.93
3
<0.1%
29.92
2
<0.1%
29.89
1
<0.1%
29.88
1
<0.1%
29.86
2
<0.1%
29.85
1
<0.1%
29.83
1
<0.1%
29.82
1
<0.1%
29.79
1
<0.1%
29.78
1
<0.1%
29.77
1
<0.1%
29.76
1
<0.1%
29.73
2
<0.1%
delinq_2yrs
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_last_delinq
-0.57
total_acc
0.07
revol_bal
-0.06
total_rec_prncp
-0.04
funded_amnt_inv
-0.04
mths_since_last_record
-0.04
dti
-0.03
funded_amnt
-0.03
loan_amnt
-0.03
total_rec_late_fee
0.03
total_pymnt_inv
-0.03
annual_inc
0.02
total_rec_int
0.02
total_pymnt
-0.02

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.17
grade
0.17
issue_d
0.06
purpose
0.05
last_pymnt_d
0.05
addr_state
0.04
emp_length
0.03
inq_last_6mths
0.03
home_ownership
0.03
loan_status
0.02
pub_rec
0.01
verification_status
0.01
term
0.01
pub_rec_bankruptcies
0.00
MOST FREQUENT VALUES
0
35,405
89.1%
1
3,303
8.3%
2
687
1.7%
3
220
0.6%
4
62
0.2%
5
22
<0.1%
6
10
<0.1%
7
4
<0.1%
8
2
<0.1%
9
1
<0.1%
11
1
<0.1%
SMALLEST VALUES
0
35,405
89.1%
1
3,303
8.3%
2
687
1.7%
3
220
0.6%
4
62
0.2%
5
22
<0.1%
6
10
<0.1%
7
4
<0.1%
8
2
<0.1%
9
1
<0.1%
11
1
<0.1%
LARGEST VALUES
11
1
<0.1%
9
1
<0.1%
8
2
<0.1%
7
4
<0.1%
6
10
<0.1%
5
22
<0.1%
4
62
0.2%
3
220
0.6%
2
687
1.7%
1
3,303
8.3%
0
35,405
89.1%
earliest_cr_line
MISSING:
---
370
<1%
-
-
Nov-98
366
<1%
-
-
Oct-99
348
<1%
-
-
Dec-98
346
<1%
-
-
Oct-00
329
<1%
-
-
Dec-97
320
<1%
-
-
Nov-00
319
<1%
-
-
Nov-99
306
<1%
-
-
Sept-00
305
<1%
-
-
Oct-98
298
<1%
-
-
Nov-97
294
<1%
-
-
Dec-95
289
<1%
-
-
Dec-99
284
<1%
-
-
Jan-00
284
<1%
-
-
Dec-00
273
<1%
-
-
Jul-00
272
<1%
-
-
Nov-96
272
<1%
-
-
Dec-96
270
<1%
-
-
Aug-00
267
<1%
-
-
Sept-01
266
<1%
-
-
Oct-01
262
<1%
-
-
Oct-02
258
<1%
-
-
Sept-99
255
<1%
-
-
Apr-00
255
<1%
-
-
Aug-98
255
<1%
-
-
May-00
250
<1%
-
-
Aug-99
249
<1%
-
-
Oct-97
247
<1%
-
-
Jan-99
245
<1%
-
-
Sept-98
245
<1%
-
-
Oct-03
244
<1%
-
-
Jan-01
240
<1%
-
-
Dec-94
236
<1%
-
-
Sept-02
235
<1%
-
-
Jan-96
232
<1%
-
-
Jan-97
232
<1%
-
-
Oct-04
227
<1%
-
-
Oct-96
225
<1%
-
-
Feb-00
224
<1%
-
-
Jul-99
222
<1%
-
-
Nov-95
221
<1%
-
-
Jan-94
221
<1%
-
-
Nov-03
217
<1%
-
-
Feb-99
217
<1%
-
-
Jun-00
216
<1%
-
-
Dec-01
215
<1%
-
-
Mar-00
212
<1%
-
-
May-99
210
<1%
-
-
Sept-03
208
<1%
-
-
Mar-99
207
<1%
-
-
Aug-01
206
<1%
-
-
Dec-93
206
<1%
-
-
Sept-04
205
<1%
-
-
Aug-97
202
<1%
-
-
May-01
202
<1%
-
-
May-98
202
<1%
-
-
Nov-94
201
<1%
-
-
Jun-99
201
<1%
-
-
Feb-01
200
<1%
-
-
Jun-98
199
<1%
-
-
Mar-98
24,633
62%
-
-
(Other)
inq_last_6mths
MISSING:
---
TOP CATEGORIES
loan_amnt
(avg)
0
19,300
49%
11,247
1
10,971
28%
11,135
2
5,812
15%
11,200
3
3,048
8%
10,927
4
326
<1%
13,486
5
146
<1%
13,218
6
64
<1%
14,651
7
35
<1%
13,491
8
15
<1%
15,000
ALL
39,717
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
inq_last_6mths
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
grade
0.01
sub_grade
0.01
pub_rec
0.01
pub_rec_bankruptcies
0.01
loan_status
0.01

THESE FEATURES
GIVE INFORMATION
ON inq_last_6mths:
sub_grade
0.03
grade
0.02
addr_state
0.01
last_pymnt_d
0.01
issue_d
0.01
purpose
0.01
home_ownership
0.00
loan_status
0.00
pub_rec
0.00
emp_length
0.00
pub_rec_bankruptcies
0.00
term
0.00
verification_status
0.00
next_pymnt_d
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
CORRELATION RATIO WITH...
total_acc
0.11
open_acc
0.10
member_id
0.05
total_rec_prncp
0.05
mths_since_last_delinq
0.05
id
0.05
mths_since_last_record
0.05
total_rec_late_fee
0.04
funded_amnt
0.04
loan_amnt
0.04
dti
0.04
last_pymnt_amnt
0.04
total_pymnt_inv
0.04
funded_amnt_inv
0.04
mths_since_last_delinq
MISSING:
25,682
(65%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
delinq_2yrs
-0.57
mths_since_last_record
0.48
member_id
0.12
id
0.12
funded_amnt_inv
0.07
dti
0.07
total_pymnt_inv
0.06
total_rec_late_fee
-0.03
open_acc
0.02
collection_recovery_fee
-0.02
funded_amnt
0.02
total_rec_prncp
0.02
loan_amnt
0.01
revol_bal
0.01

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.18
grade
0.17
pub_rec
0.06
issue_d
0.06
last_pymnt_d
0.06
inq_last_6mths
0.05
emp_length
0.05
addr_state
0.04
purpose
0.03
pub_rec_bankruptcies
0.02
loan_status
0.02
home_ownership
0.02
verification_status
0.01
next_pymnt_d
0.01
MOST FREQUENT VALUES
0.0
443
3.2%
15.0
252
1.8%
30.0
247
1.8%
23.0
247
1.8%
24.0
241
1.7%
19.0
238
1.7%
38.0
237
1.7%
20.0
233
1.7%
18.0
231
1.6%
22.0
231
1.6%
31.0
229
1.6%
35.0
227
1.6%
32.0
226
1.6%
39.0
224
1.6%
25.0
223
1.6%
SMALLEST VALUES
0.0
443
3.2%
1.0
30
0.2%
2.0
101
0.7%
3.0
145
1.0%
4.0
153
1.1%
5.0
151
1.1%
6.0
192
1.4%
7.0
176
1.3%
8.0
168
1.2%
9.0
182
1.3%
10.0
208
1.5%
11.0
166
1.2%
12.0
195
1.4%
13.0
171
1.2%
14.0
198
1.4%
LARGEST VALUES
120.0
1
<0.1%
115.0
1
<0.1%
107.0
1
<0.1%
106.0
1
<0.1%
103.0
2
<0.1%
97.0
1
<0.1%
96.0
1
<0.1%
95.0
1
<0.1%
89.0
1
<0.1%
86.0
2
<0.1%
85.0
1
<0.1%
83.0
5
<0.1%
82.0
54
0.4%
81.0
91
0.6%
80.0
93
0.7%
mths_since_last_record
MISSING:
36,931
(93%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
member_id
0.72
id
0.70
mths_since_last_delinq
0.48
funded_amnt_inv
0.44
total_pymnt_inv
0.37
dti
0.19
total_rec_int
0.13
revol_bal
-0.10
total_acc
0.10
total_rec_late_fee
-0.10
last_pymnt_amnt
0.08
installment
-0.06
out_prncp
0.06
out_prncp_inv
0.06

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec
0.97
pub_rec_bankruptcies
0.95
sub_grade
0.11
grade
0.10
emp_length
0.08
addr_state
0.07
issue_d
0.06
last_pymnt_d
0.06
loan_status
0.05
inq_last_6mths
0.05
purpose
0.04
home_ownership
0.03
term
0.01
verification_status
0.01
MOST FREQUENT VALUES
0.0
670
24.0%
104.0
61
2.2%
89.0
60
2.2%
113.0
59
2.1%
111.0
57
2.0%
94.0
55
2.0%
108.0
55
2.0%
93.0
54
1.9%
87.0
54
1.9%
100.0
53
1.9%
106.0
53
1.9%
88.0
53
1.9%
110.0
53
1.9%
109.0
52
1.9%
96.0
51
1.8%
SMALLEST VALUES
0.0
670
24.0%
5.0
1
<0.1%
6.0
1
<0.1%
7.0
1
<0.1%
11.0
2
<0.1%
12.0
1
<0.1%
13.0
2
<0.1%
14.0
1
<0.1%
17.0
3
0.1%
18.0
2
<0.1%
19.0
1
<0.1%
20.0
1
<0.1%
21.0
8
0.3%
22.0
4
0.1%
23.0
6
0.2%
LARGEST VALUES
129.0
1
<0.1%
120.0
1
<0.1%
119.0
10
0.4%
118.0
36
1.3%
117.0
47
1.7%
116.0
41
1.5%
115.0
37
1.3%
114.0
51
1.8%
113.0
59
2.1%
112.0
39
1.4%
111.0
57
2.0%
110.0
53
1.9%
109.0
52
1.9%
108.0
55
2.0%
107.0
48
1.7%
open_acc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_acc
0.69
revol_bal
0.29
dti
0.29
loan_amnt
0.18
funded_amnt
0.18
installment
0.17
funded_amnt_inv
0.16
total_pymnt
0.16
total_rec_prncp
0.16
annual_inc
0.16
total_pymnt_inv
0.15
total_rec_int
0.12
last_pymnt_amnt
0.08
out_prncp
0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.21
purpose
0.13
emp_length
0.10
verification_status
0.10
inq_last_6mths
0.10
addr_state
0.09
sub_grade
0.07
last_pymnt_d
0.07
grade
0.05
issue_d
0.05
term
0.05
loan_status
0.03
next_pymnt_d
0.03
pub_rec
0.01
MOST FREQUENT VALUES
7
4,018
10.1%
6
3,946
9.9%
8
3,936
9.9%
9
3,718
9.4%
10
3,223
8.1%
5
3,183
8.0%
11
2,746
6.9%
4
2,343
5.9%
12
2,273
5.7%
13
1,911
4.8%
3
1,493
3.8%
14
1,487
3.7%
15
1,177
3.0%
16
940
2.4%
17
741
1.9%
SMALLEST VALUES
2
605
1.5%
3
1,493
3.8%
4
2,343
5.9%
5
3,183
8.0%
6
3,946
9.9%
7
4,018
10.1%
8
3,936
9.9%
9
3,718
9.4%
10
3,223
8.1%
11
2,746
6.9%
12
2,273
5.7%
13
1,911
4.8%
14
1,487
3.7%
15
1,177
3.0%
16
940
2.4%
LARGEST VALUES
44
1
<0.1%
42
1
<0.1%
41
1
<0.1%
39
1
<0.1%
38
1
<0.1%
36
2
<0.1%
35
4
<0.1%
34
5
<0.1%
33
3
<0.1%
32
4
<0.1%
31
7
<0.1%
30
15
<0.1%
29
13
<0.1%
28
25
<0.1%
27
22
<0.1%
pub_rec
MISSING:
---
TOP CATEGORIES
loan_amnt
(avg)
0
37,601
95%
11,309
1
2,056
5%
9,652
2
51
<1%
9,045
3
7
<1%
4,829
4
2
<1%
8,600
ALL
39,717
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pub_rec
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
pub_rec_bankruptcies
0.86
grade
0.00
sub_grade
0.00
loan_status
0.00
emp_length
0.00

THESE FEATURES
GIVE INFORMATION
ON pub_rec:
pub_rec_bankruptcies
0.70
sub_grade
0.04
grade
0.03
addr_state
0.02
last_pymnt_d
0.02
emp_length
0.01
issue_d
0.01
inq_last_6mths
0.01
loan_status
0.01
purpose
0.01
home_ownership
0.00
verification_status
0.00
term
0.00
next_pymnt_d
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec
CORRELATION RATIO WITH...
mths_since_last_record
0.97
total_rec_prncp
0.07
mths_since_last_delinq
0.06
revol_bal
0.06
total_pymnt_inv
0.06
total_pymnt
0.05
funded_amnt_inv
0.05
funded_amnt
0.05
loan_amnt
0.05
installment
0.05
last_pymnt_amnt
0.03
total_acc
0.03
annual_inc
0.02
id
0.02
revol_bal
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
0.32
total_acc
0.31
installment
0.31
funded_amnt
0.31
total_pymnt
0.29
funded_amnt_inv
0.29
open_acc
0.29
total_rec_prncp
0.28
annual_inc
0.28
total_pymnt_inv
0.28
total_rec_int
0.24
dti
0.23
last_pymnt_amnt
0.12
mths_since_last_record
-0.10

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.22
verification_status
0.17
purpose
0.17
emp_length
0.16
sub_grade
0.12
grade
0.10
last_pymnt_d
0.08
term
0.07
pub_rec
0.06
issue_d
0.06
addr_state
0.06
pub_rec_bankruptcies
0.05
loan_status
0.03
next_pymnt_d
0.03
MOST FREQUENT VALUES
0
994
2.5%
298
14
<0.1%
255
14
<0.1%
1
12
<0.1%
682
11
<0.1%
52
9
<0.1%
6
9
<0.1%
346
9
<0.1%
39
9
<0.1%
10
9
<0.1%
798
9
<0.1%
1763
9
<0.1%
865
9
<0.1%
1159
9
<0.1%
3612
8
<0.1%
SMALLEST VALUES
0
994
2.5%
1
12
<0.1%
2
5
<0.1%
3
6
<0.1%
4
3
<0.1%
5
8
<0.1%
6
9
<0.1%
7
5
<0.1%
8
5
<0.1%
9
8
<0.1%
10
9
<0.1%
11
7
<0.1%
12
7
<0.1%
13
7
<0.1%
14
6
<0.1%
LARGEST VALUES
149588
1
<0.1%
149527
1
<0.1%
149000
1
<0.1%
148829
1
<0.1%
148804
1
<0.1%
147897
1
<0.1%
147750
1
<0.1%
147559
1
<0.1%
147451
1
<0.1%
147365
1
<0.1%
146762
1
<0.1%
146472
1
<0.1%
145711
1
<0.1%
145518
1
<0.1%
145384
1
<0.1%
revol_util
MISSING:
50
(<1%)
977
2%
-
-
0%
63
<1%
-
-
0.20%
62
<1%
-
-
63%
58
<1%
-
-
0.10%
58
<1%
-
-
66.70%
58
<1%
-
-
40.70%
57
<1%
-
-
31.20%
57
<1%
-
-
46.40%
57
<1%
-
-
66.60%
57
<1%
-
-
61%
56
<1%
-
-
65.90%
56
<1%
-
-
70.40%
55
<1%
-
-
25.50%
55
<1%
-
-
49.80%
55
<1%
-
-
57.40%
55
<1%
-
-
37.60%
55
<1%
-
-
64.80%
55
<1%
-
-
48.90%
54
<1%
-
-
89.50%
54
<1%
-
-
32%
54
<1%
-
-
46.60%
54
<1%
-
-
51.60%
54
<1%
-
-
27.20%
54
<1%
-
-
64.60%
54
<1%
-
-
78.70%
54
<1%
-
-
76.60%
54
<1%
-
-
35.30%
54
<1%
-
-
68.60%
54
<1%
-
-
51.10%
54
<1%
-
-
75.50%
53
<1%
-
-
47.80%
53
<1%
-
-
55.80%
53
<1%
-
-
48.20%
53
<1%
-
-
34.40%
53
<1%
-
-
62.80%
53
<1%
-
-
70.80%
53
<1%
-
-
45.60%
53
<1%
-
-
72.10%
53
<1%
-
-
33.70%
53
<1%
-
-
41%
53
<1%
-
-
68.70%
53
<1%
-
-
54.30%
52
<1%
-
-
29.10%
52
<1%
-
-
70.30%
52
<1%
-
-
53.90%
52
<1%
-
-
70.10%
52
<1%
-
-
48%
52
<1%
-
-
51.50%
52
<1%
-
-
36.50%
52
<1%
-
-
55.50%
52
<1%
-
-
74.90%
52
<1%
-
-
41.60%
52
<1%
-
-
66.90%
52
<1%
-
-
55.10%
51
<1%
-
-
49.60%
51
<1%
-
-
58.70%
51
<1%
-
-
88%
51
<1%
-
-
30.90%
51
<1%
-
-
54.10%
51
<1%
-
-
89.90%
35,507
90%
-
-
(Other)
total_acc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
0.69
revol_bal
0.31
loan_amnt
0.26
funded_amnt
0.25
funded_amnt_inv
0.24
annual_inc
0.24
total_rec_prncp
0.23
installment
0.23
dti
0.23
total_pymnt
0.23
total_pymnt_inv
0.22
last_pymnt_amnt
0.16
total_rec_int
0.15
mths_since_last_record
0.10

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.33
emp_length
0.21
verification_status
0.14
purpose
0.13
inq_last_6mths
0.11
addr_state
0.11
sub_grade
0.10
term
0.10
grade
0.09
issue_d
0.08
last_pymnt_d
0.07
loan_status
0.03
pub_rec
0.03
next_pymnt_d
0.02
MOST FREQUENT VALUES
16
1,471
3.7%
15
1,462
3.7%
17
1,457
3.7%
14
1,445
3.6%
20
1,428
3.6%
18
1,422
3.6%
21
1,412
3.6%
13
1,385
3.5%
19
1,341
3.4%
12
1,325
3.3%
22
1,302
3.3%
11
1,278
3.2%
24
1,259
3.2%
23
1,252
3.2%
10
1,193
3.0%
SMALLEST VALUES
2
4
<0.1%
3
182
0.5%
4
420
1.1%
5
552
1.4%
6
683
1.7%
7
828
2.1%
8
1,006
2.5%
9
1,080
2.7%
10
1,193
3.0%
11
1,278
3.2%
12
1,325
3.3%
13
1,385
3.5%
14
1,445
3.6%
15
1,462
3.7%
16
1,471
3.7%
LARGEST VALUES
90
1
<0.1%
87
1
<0.1%
81
1
<0.1%
80
1
<0.1%
79
2
<0.1%
78
1
<0.1%
77
1
<0.1%
76
2
<0.1%
75
2
<0.1%
74
1
<0.1%
73
1
<0.1%
72
1
<0.1%
71
1
<0.1%
70
1
<0.1%
69
1
<0.1%
initial_list_status
MISSING:
---
TOP CATEGORIES
loan_amnt
(avg)
f
39,717
100%
11,219
ALL
39,717
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
initial_list_status
PROVIDES INFORMATION ON...
pymnt_plan
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
pub_rec_bankruptcies
0.00
term
0.00
addr_state
0.00
issue_d
0.00
grade
0.00
emp_length
0.00

THESE FEATURES
GIVE INFORMATION
ON initial_list_status:
term
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
addr_state
1.00
inq_last_6mths
1.00
pub_rec
1.00
last_pymnt_d
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
initial_list_status
CORRELATION RATIO WITH...
loan_amnt
0.00
id
0.00
member_id
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
delinq_2yrs
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp_inv
1.00
total_rec_int
0.38
total_pymnt_inv
0.25
total_pymnt
0.24
funded_amnt_inv
0.20
funded_amnt
0.19
loan_amnt
0.19
id
0.18
member_id
0.17
total_rec_prncp
0.17
installment
0.13
last_pymnt_amnt
-0.07
revol_bal
0.06
mths_since_last_record
0.06

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
next_pymnt_d
0.79
loan_status
0.79
last_pymnt_d
0.73
term
0.23
issue_d
0.22
sub_grade
0.12
verification_status
0.10
grade
0.10
emp_length
0.06
purpose
0.05
home_ownership
0.04
addr_state
0.04
pub_rec_bankruptcies
0.04
pub_rec
0.02
MOST FREQUENT VALUES
0.0
38,577
97.1%
1972.6
2
<0.1%
827.13
2
<0.1%
2277.11
2
<0.1%
2963.24
2
<0.1%
2000.47
1
<0.1%
241.36
1
<0.1%
581.29
1
<0.1%
992.48
1
<0.1%
1279.63
1
<0.1%
1070.96
1
<0.1%
1863.21
1
<0.1%
1666.39
1
<0.1%
1607.9
1
<0.1%
806.13
1
<0.1%
SMALLEST VALUES
0.0
38,577
97.1%
10.26
1
<0.1%
11.91
1
<0.1%
13.28
1
<0.1%
19.12
1
<0.1%
27.41
1
<0.1%
40.65
1
<0.1%
50.46
1
<0.1%
53.0
1
<0.1%
57.67
1
<0.1%
61.52
1
<0.1%
65.83
1
<0.1%
71.09
1
<0.1%
71.83
1
<0.1%
72.11
1
<0.1%
LARGEST VALUES
6311.47
1
<0.1%
6308.37
1
<0.1%
6307.37
1
<0.1%
6307.15
1
<0.1%
6219.16
1
<0.1%
6219.11
1
<0.1%
6182.86
1
<0.1%
6071.68
1
<0.1%
6034.37
1
<0.1%
6027.7
1
<0.1%
5945.89
1
<0.1%
5944.12
1
<0.1%
5656.77
1
<0.1%
5522.58
1
<0.1%
5482.19
1
<0.1%
out_prncp_inv
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp
1.00
total_rec_int
0.38
total_pymnt_inv
0.25
total_pymnt
0.24
funded_amnt_inv
0.20
funded_amnt
0.19
loan_amnt
0.19
id
0.18
member_id
0.17
total_rec_prncp
0.17
installment
0.12
last_pymnt_amnt
-0.07
revol_bal
0.06
mths_since_last_record
0.06

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
next_pymnt_d
0.79
loan_status
0.79
last_pymnt_d
0.73
term
0.23
issue_d
0.22
sub_grade
0.12
verification_status
0.10
grade
0.10
emp_length
0.06
purpose
0.05
home_ownership
0.04
addr_state
0.04
pub_rec_bankruptcies
0.04
pub_rec
0.02
MOST FREQUENT VALUES
0.0
38,577
97.1%
1972.6
2
<0.1%
1664.64
2
<0.1%
827.13
2
<0.1%
1863.21
1
<0.1%
2398.86
1
<0.1%
285.12
1
<0.1%
804.39
1
<0.1%
1588.87
1
<0.1%
1054.65
1
<0.1%
1054.95
1
<0.1%
992.48
1
<0.1%
581.29
1
<0.1%
941.86
1
<0.1%
1031.95
1
<0.1%
SMALLEST VALUES
0.0
38,577
97.1%
10.26
1
<0.1%
11.91
1
<0.1%
13.28
1
<0.1%
19.09
1
<0.1%
27.41
1
<0.1%
40.65
1
<0.1%
50.46
1
<0.1%
53.0
1
<0.1%
57.67
1
<0.1%
61.05
1
<0.1%
65.83
1
<0.1%
71.05
1
<0.1%
71.09
1
<0.1%
72.11
1
<0.1%
LARGEST VALUES
6307.37
1
<0.1%
6306.96
1
<0.1%
6298.11
1
<0.1%
6276.75
1
<0.1%
6219.16
1
<0.1%
6183.55
1
<0.1%
6182.86
1
<0.1%
6067.33
1
<0.1%
6034.37
1
<0.1%
6027.7
1
<0.1%
5933.04
1
<0.1%
5931.27
1
<0.1%
5652.31
1
<0.1%
5490.96
1
<0.1%
5482.19
1
<0.1%
total_pymnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_prncp
0.97
total_pymnt_inv
0.97
funded_amnt
0.90
loan_amnt
0.89
funded_amnt_inv
0.88
installment
0.86
total_rec_int
0.83
last_pymnt_amnt
0.47
revol_bal
0.29
annual_inc
0.26
out_prncp
0.24
out_prncp_inv
0.24
total_acc
0.23
open_acc
0.16

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.39
last_pymnt_d
0.35
term
0.33
sub_grade
0.32
grade
0.31
loan_status
0.29
purpose
0.26
next_pymnt_d
0.18
issue_d
0.17
home_ownership
0.16
emp_length
0.15
addr_state
0.06
pub_rec
0.05
pub_rec_bankruptcies
0.04
MOST FREQUENT VALUES
11196.56943
26
<0.1%
0.0
16
<0.1%
11784.23223
16
<0.1%
10956.77596
16
<0.1%
5478.387981
15
<0.1%
13148.13786
15
<0.1%
13435.90021
13
<0.1%
5557.025543
13
<0.1%
13263.95464
12
<0.1%
8760.210626
11
<0.1%
3257.260315
11
<0.1%
5598.284713
11
<0.1%
14288.76169
11
<0.1%
4343.013754
10
<0.1%
5807.205108
10
<0.1%
SMALLEST VALUES
0.0
16
<0.1%
33.73
1
<0.1%
35.71
1
<0.1%
44.92
2
<0.1%
44.96
1
<0.1%
61.71
1
<0.1%
62.86
1
<0.1%
66.77
1
<0.1%
67.32
1
<0.1%
69.64
1
<0.1%
69.77
1
<0.1%
76.33
1
<0.1%
78.93
1
<0.1%
80.86
1
<0.1%
83.95
1
<0.1%
LARGEST VALUES
58563.67993
1
<0.1%
58480.13992
1
<0.1%
57835.27991
1
<0.1%
56849.26986
1
<0.1%
56662.58994
1
<0.1%
56199.43995
1
<0.1%
55906.9499
1
<0.1%
55768.77995
1
<0.1%
55368.40995
1
<0.1%
55138.99996
1
<0.1%
55106.27994
1
<0.1%
54774.41992
1
<0.1%
54746.08658
1
<0.1%
54714.7599
1
<0.1%
54427.23
1
<0.1%
total_pymnt_inv
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
0.97
total_rec_prncp
0.94
funded_amnt_inv
0.91
funded_amnt
0.87
loan_amnt
0.85
installment
0.82
total_rec_int
0.82
last_pymnt_amnt
0.46
mths_since_last_record
0.37
revol_bal
0.28
annual_inc
0.25
out_prncp
0.25
out_prncp_inv
0.25
member_id
0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
last_pymnt_d
0.40
verification_status
0.40
term
0.35
sub_grade
0.31
loan_status
0.29
grade
0.29
issue_d
0.28
purpose
0.25
next_pymnt_d
0.19
home_ownership
0.16
emp_length
0.16
addr_state
0.06
pub_rec
0.06
pub_rec_bankruptcies
0.04
MOST FREQUENT VALUES
0.0
165
0.4%
6514.52
16
<0.1%
5478.39
14
<0.1%
13148.14
14
<0.1%
11196.57
12
<0.1%
10956.78
12
<0.1%
6717.95
12
<0.1%
5557.03
11
<0.1%
7328.92
11
<0.1%
13517.36
11
<0.1%
3257.26
10
<0.1%
14288.76
10
<0.1%
4343.01
10
<0.1%
5428.77
10
<0.1%
11784.23
10
<0.1%
SMALLEST VALUES
0.0
165
0.4%
0.54
1
<0.1%
12.65
1
<0.1%
18.97
1
<0.1%
21.6
1
<0.1%
25.18
1
<0.1%
26.19
1
<0.1%
33.73
1
<0.1%
33.99
1
<0.1%
35.71
1
<0.1%
40.04
1
<0.1%
44.92
2
<0.1%
44.96
1
<0.1%
46.68
1
<0.1%
47.32
1
<0.1%
LARGEST VALUES
58563.68
1
<0.1%
58438.37
1
<0.1%
57628.73
1
<0.1%
56622.12
1
<0.1%
56515.16
1
<0.1%
55867.02
1
<0.1%
55579.28
1
<0.1%
55066.92
1
<0.1%
54675.68
1
<0.1%
54315.94
1
<0.1%
54241.58
1
<0.1%
54143.33
1
<0.1%
53954.4
1
<0.1%
53928.33
1
<0.1%
53494.05
1
<0.1%
total_rec_prncp
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
0.97
total_pymnt_inv
0.94
funded_amnt
0.87
loan_amnt
0.85
installment
0.85
funded_amnt_inv
0.85
total_rec_int
0.68
last_pymnt_amnt
0.54
revol_bal
0.28
annual_inc
0.26
total_acc
0.23
out_prncp
0.17
out_prncp_inv
0.17
open_acc
0.16

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.36
loan_status
0.35
last_pymnt_d
0.26
purpose
0.25
term
0.22
sub_grade
0.21
grade
0.19
home_ownership
0.16
issue_d
0.15
emp_length
0.14
next_pymnt_d
0.12
pub_rec
0.07
addr_state
0.06
pub_rec_bankruptcies
0.05
MOST FREQUENT VALUES
10000.0
2,293
5.8%
12000.0
1,805
4.5%
5000.0
1,702
4.3%
6000.0
1,637
4.1%
15000.0
1,400
3.5%
8000.0
1,318
3.3%
20000.0
1,059
2.7%
4000.0
956
2.4%
3000.0
883
2.2%
7000.0
851
2.1%
25000.0
778
2.0%
9000.0
562
1.4%
16000.0
560
1.4%
14000.0
487
1.2%
2000.0
454
1.1%
SMALLEST VALUES
0.0
74
0.2%
21.21
1
<0.1%
21.93
1
<0.1%
22.24
1
<0.1%
22.5
1
<0.1%
24.87
1
<0.1%
30.32
1
<0.1%
32.51
1
<0.1%
34.5
1
<0.1%
35.14
1
<0.1%
35.8
1
<0.1%
38.23
1
<0.1%
40.23
1
<0.1%
45.29
1
<0.1%
45.95
1
<0.1%
LARGEST VALUES
35000.02
2
<0.1%
35000.01
1
<0.1%
35000.0
363
0.9%
34999.99
5
<0.1%
34999.98
1
<0.1%
34999.97
1
<0.1%
34911.47
1
<0.1%
34800.0
1
<0.1%
34793.43
1
<0.1%
34675.0
1
<0.1%
34525.0
1
<0.1%
34475.01
1
<0.1%
34475.0
2
<0.1%
34279.22
1
<0.1%
34250.0
1
<0.1%
total_rec_int
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
0.83
total_pymnt_inv
0.82
funded_amnt
0.74
funded_amnt_inv
0.73
loan_amnt
0.73
total_rec_prncp
0.68
installment
0.63
out_prncp
0.38
out_prncp_inv
0.38
revol_bal
0.24
last_pymnt_amnt
0.19
annual_inc
0.19
member_id
0.17
id
0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
last_pymnt_d
0.55
sub_grade
0.54
term
0.53
grade
0.53
verification_status
0.36
loan_status
0.32
next_pymnt_d
0.32
purpose
0.21
issue_d
0.20
emp_length
0.13
home_ownership
0.12
addr_state
0.05
inq_last_6mths
0.03
pub_rec_bankruptcies
0.01
MOST FREQUENT VALUES
0.0
71
0.2%
1196.57
26
<0.1%
514.52
19
<0.1%
956.78
17
<0.1%
1784.23
17
<0.1%
1148.14
17
<0.1%
717.95
17
<0.1%
478.39
16
<0.1%
1907.35
14
<0.1%
1435.9
13
<0.1%
632.21
13
<0.1%
1263.95
13
<0.1%
557.03
13
<0.1%
1517.36
13
<0.1%
857.53
12
<0.1%
SMALLEST VALUES
0.0
71
0.2%
6.22
1
<0.1%
6.27
1
<0.1%
7.19
1
<0.1%
7.2
2
<0.1%
8.23
1
<0.1%
9.34
1
<0.1%
9.49
1
<0.1%
9.58
2
<0.1%
10.26
1
<0.1%
11.17
1
<0.1%
11.18
1
<0.1%
11.23
1
<0.1%
11.43
1
<0.1%
11.47
1
<0.1%
LARGEST VALUES
23563.68
1
<0.1%
23506.56
1
<0.1%
23480.14
1
<0.1%
22835.28
1
<0.1%
22716.42
1
<0.1%
22594.16
1
<0.1%
22593.34
1
<0.1%
22593.04
1
<0.1%
22587.51
1
<0.1%
22422.33
1
<0.1%
22122.3
1
<0.1%
21849.27
1
<0.1%
21692.81
1
<0.1%
21692.71
1
<0.1%
21662.59
1
<0.1%
total_rec_late_fee
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
recoveries
0.10
mths_since_last_record
-0.10
collection_recovery_fee
0.09
total_rec_int
0.07
last_pymnt_amnt
-0.06
member_id
-0.06
installment
0.06
id
-0.06
funded_amnt
0.05
loan_amnt
0.04
delinq_2yrs
0.03
mths_since_last_delinq
-0.03
funded_amnt_inv
0.03
total_acc
-0.02

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.16
sub_grade
0.11
grade
0.10
issue_d
0.08
last_pymnt_d
0.08
addr_state
0.06
purpose
0.05
inq_last_6mths
0.04
home_ownership
0.03
emp_length
0.03
verification_status
0.02
term
0.01
pub_rec_bankruptcies
0.01
next_pymnt_d
0.01
MOST FREQUENT VALUES
0.0
37,671
94.8%
15.0
255
0.6%
15.00000001
58
0.1%
30.0
55
0.1%
15.00000002
47
0.1%
14.99999999
40
0.1%
14.99999998
33
<0.1%
15.00000003
32
<0.1%
14.99999997
25
<0.1%
15.00000004
25
<0.1%
45.0
17
<0.1%
14.99999996
12
<0.1%
15.00000005
11
<0.1%
14.99999994
11
<0.1%
15.00000006
8
<0.1%
SMALLEST VALUES
0.0
37,671
94.8%
0.01
1
<0.1%
0.060799751
1
<0.1%
0.073787104
1
<0.1%
0.101704562
1
<0.1%
0.139999999
1
<0.1%
0.180082904
1
<0.1%
0.18477362
1
<0.1%
0.27
1
<0.1%
0.302036553
1
<0.1%
0.65
1
<0.1%
1.0
1
<0.1%
1.36
1
<0.1%
1.69
1
<0.1%
4.41
1
<0.1%
LARGEST VALUES
180.2
1
<0.1%
166.4297107
1
<0.1%
165.69
1
<0.1%
146.6000003
1
<0.1%
146.04
1
<0.1%
134.0700007
1
<0.1%
130.5970372
1
<0.1%
130.47
1
<0.1%
127.7878136
1
<0.1%
121.93
1
<0.1%
120.81
1
<0.1%
119.9999999
1
<0.1%
119.9999998
1
<0.1%
119.07
1
<0.1%
116.1000001
1
<0.1%
recoveries
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
collection_recovery_fee
0.80
funded_amnt
0.14
loan_amnt
0.14
funded_amnt_inv
0.12
installment
0.12
total_rec_late_fee
0.10
total_rec_prncp
-0.09
total_rec_int
0.08
last_pymnt_amnt
-0.07
revol_bal
0.04
id
0.03
member_id
0.03
dti
0.02
total_pymnt
0.02

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.34
sub_grade
0.14
grade
0.13
last_pymnt_d
0.10
term
0.10
verification_status
0.07
issue_d
0.06
purpose
0.06
addr_state
0.03
emp_length
0.03
next_pymnt_d
0.02
inq_last_6mths
0.02
home_ownership
0.02
pub_rec
0.01
MOST FREQUENT VALUES
0.0
35,499
89.4%
11.29
4
<0.1%
10.4
4
<0.1%
10.66
3
<0.1%
44.92
3
<0.1%
10.07
3
<0.1%
16.27
3
<0.1%
13.0
3
<0.1%
164.81
3
<0.1%
16.5
3
<0.1%
13.59
3
<0.1%
13.44
3
<0.1%
14.61
3
<0.1%
12.09
3
<0.1%
11.2
3
<0.1%
SMALLEST VALUES
0.0
35,499
89.4%
6.3
1
<0.1%
6.31
1
<0.1%
8.19
1
<0.1%
8.36
1
<0.1%
8.41
1
<0.1%
8.46
1
<0.1%
8.56
1
<0.1%
8.71
1
<0.1%
8.88
1
<0.1%
8.89
1
<0.1%
8.99
1
<0.1%
9.09
1
<0.1%
9.11
1
<0.1%
9.16
1
<0.1%
LARGEST VALUES
29623.35
1
<0.1%
22943.37
1
<0.1%
21810.31
1
<0.1%
20006.53
1
<0.1%
19915.67
1
<0.1%
19508.26
1
<0.1%
18694.32
1
<0.1%
16560.06
1
<0.1%
16502.69
1
<0.1%
16268.35
1
<0.1%
16066.02
1
<0.1%
16008.02
1
<0.1%
15958.26
1
<0.1%
15914.93
1
<0.1%
15236.31
1
<0.1%
collection_recovery_fee
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
recoveries
0.80
total_rec_late_fee
0.09
installment
0.08
funded_amnt
0.07
loan_amnt
0.07
funded_amnt_inv
0.06
total_rec_prncp
-0.06
last_pymnt_amnt
-0.04
mths_since_last_record
-0.04
total_rec_int
0.03
total_pymnt
0.02
revol_bal
0.02
mths_since_last_delinq
-0.02
annual_inc
0.02

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.21
last_pymnt_d
0.11
sub_grade
0.08
grade
0.07
issue_d
0.06
purpose
0.04
verification_status
0.03
addr_state
0.03
term
0.03
inq_last_6mths
0.02
emp_length
0.02
next_pymnt_d
0.01
home_ownership
0.01
pub_rec
0.01
MOST FREQUENT VALUES
0.0
35,935
90.5%
2.0
12
<0.1%
1.2
10
<0.1%
3.71
9
<0.1%
1.88
8
<0.1%
1.21
8
<0.1%
0.8
8
<0.1%
2.02
8
<0.1%
1.69
8
<0.1%
1.6
8
<0.1%
2.52
8
<0.1%
3.0
7
<0.1%
4.0
7
<0.1%
3.39
7
<0.1%
1.55
7
<0.1%
SMALLEST VALUES
0.0
35,935
90.5%
0.063
1
<0.1%
0.074500001
1
<0.1%
0.134799995
1
<0.1%
0.1393
1
<0.1%
0.16
1
<0.1%
0.1952
1
<0.1%
0.197899999
1
<0.1%
0.200700001
1
<0.1%
0.2147
1
<0.1%
0.2229
1
<0.1%
0.2258
1
<0.1%
0.23
1
<0.1%
0.2462
1
<0.1%
0.251699999
1
<0.1%
LARGEST VALUES
7002.19
1
<0.1%
6972.59
1
<0.1%
6543.04
1
<0.1%
5774.8
1
<0.1%
5602.72
1
<0.1%
5569.92
1
<0.1%
5216.74
1
<0.1%
5036.01
1
<0.1%
4902.08
1
<0.1%
4900.75
1
<0.1%
4821.78
1
<0.1%
4254.91
1
<0.1%
4105.92
1
<0.1%
3988.81
1
<0.1%
3926.15
1
<0.1%
last_pymnt_d
MISSING:
71
(<1%)
TOP CATEGORIES
loan_amnt
(avg)
May-16
1,256
3%
16,539
Mar-13
1,026
3%
11,086
Dec-14
945
2%
11,172
May-13
907
2%
11,342
Feb-13
869
2%
11,203
Apr-13
851
2%
11,420
Mar-12
844
2%
10,487
Jan-14
832
2%
10,816
Aug-14
832
2%
10,047
Aug-12
832
2%
11,137
Oct-12
826
2%
11,208
Mar-14
824
2%
10,736
Jul-14
820
2%
10,375
Oct-14
808
2%
11,055
Feb-14
792
2%
10,822
Jan-13
784
2%
11,151
Dec-13
780
2%
10,762
(Other)
24,818
63%
11,106
ALL
39,646
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
last_pymnt_d
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
next_pymnt_d
0.87
term
0.28
loan_status
0.27
issue_d
0.23
verification_status
0.03

THESE FEATURES
GIVE INFORMATION
ON last_pymnt_d:
issue_d
0.19
term
0.04
loan_status
0.03
next_pymnt_d
0.03
sub_grade
0.02
addr_state
0.01
grade
0.01
verification_status
0.01
purpose
0.01
emp_length
0.01
inq_last_6mths
0.00
home_ownership
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
last_pymnt_d
CORRELATION RATIO WITH...
out_prncp
0.73
out_prncp_inv
0.73
member_id
0.67
id
0.65
total_rec_int
0.55
total_pymnt_inv
0.40
total_pymnt
0.35
funded_amnt_inv
0.28
total_rec_prncp
0.26
last_pymnt_amnt
0.25
loan_amnt
0.21
funded_amnt
0.20
dti
0.12
collection_recovery_fee
0.11
last_pymnt_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_prncp
0.54
total_pymnt
0.47
total_pymnt_inv
0.46
funded_amnt
0.45
loan_amnt
0.45
funded_amnt_inv
0.44
installment
0.40
total_rec_int
0.19
total_acc
0.16
annual_inc
0.14
member_id
0.12
id
0.12
revol_bal
0.12
open_acc
0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
last_pymnt_d
0.25
loan_status
0.24
term
0.23
verification_status
0.21
sub_grade
0.17
grade
0.16
issue_d
0.14
purpose
0.13
home_ownership
0.11
next_pymnt_d
0.09
emp_length
0.08
addr_state
0.04
inq_last_6mths
0.04
pub_rec
0.03
MOST FREQUENT VALUES
0.0
74
0.2%
276.06
21
<0.1%
200.0
17
<0.1%
50.0
16
<0.1%
100.0
15
<0.1%
400.0
12
<0.1%
773.44
12
<0.1%
150.0
11
<0.1%
786.01
11
<0.1%
500.0
11
<0.1%
494.59
10
<0.1%
444.79
10
<0.1%
280.91
9
<0.1%
324.42
8
<0.1%
250.0
8
<0.1%
SMALLEST VALUES
0.0
74
0.2%
0.01
1
<0.1%
0.02
1
<0.1%
0.03
1
<0.1%
0.13
1
<0.1%
0.16
1
<0.1%
0.2
1
<0.1%
0.24
1
<0.1%
0.25
1
<0.1%
0.28
1
<0.1%
0.32
1
<0.1%
0.35
1
<0.1%
0.36
2
<0.1%
0.44
3
<0.1%
0.48
2
<0.1%
LARGEST VALUES
36115.2
1
<0.1%
35613.68
1
<0.1%
35596.41
1
<0.1%
35479.89
1
<0.1%
35471.86
1
<0.1%
35395.59
1
<0.1%
35339.05
1
<0.1%
35337.09
1
<0.1%
35322.96
1
<0.1%
35322.6
1
<0.1%
35283.09
1
<0.1%
35139.61
1
<0.1%
34981.66
1
<0.1%
34852.54
1
<0.1%
34675.92
1
<0.1%
next_pymnt_d
MISSING:
38,577
(97%)
TOP CATEGORIES
loan_amnt
(avg)
Jun-16
1,125
99%
17,039
Jul-16
15
1%
18,168
ALL
1,140
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
next_pymnt_d
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
loan_status
0.24
term
0.07
last_pymnt_d
0.03
issue_d
0.01
grade
0.00

THESE FEATURES
GIVE INFORMATION
ON next_pymnt_d:
loan_status
0.98
last_pymnt_d
0.87
term
0.30
issue_d
0.20
sub_grade
0.07
grade
0.05
verification_status
0.03
emp_length
0.01
addr_state
0.01
purpose
0.01
home_ownership
0.01
inq_last_6mths
0.00
pub_rec_bankruptcies
0.00
pub_rec
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
next_pymnt_d
CORRELATION RATIO WITH...
out_prncp
0.79
out_prncp_inv
0.79
total_rec_int
0.32
total_pymnt_inv
0.19
id
0.19
total_pymnt
0.18
member_id
0.18
funded_amnt_inv
0.14
loan_amnt
0.13
funded_amnt
0.13
total_rec_prncp
0.12
last_pymnt_amnt
0.09
installment
0.06
dti
0.04
last_credit_pull_d
MISSING:
2
(<1%)
10,308
26%
-
-
May-16
2,547
6%
-
-
Apr-16
1,123
3%
-
-
Mar-16
843
2%
-
-
Feb-13
736
2%
-
-
Feb-16
657
2%
-
-
Jan-16
647
2%
-
-
Dec-15
577
1%
-
-
Mar-13
564
1%
-
-
Mar-14
562
1%
-
-
Dec-14
555
1%
-
-
Jul-14
546
1%
-
-
Sept-14
535
1%
-
-
Jul-15
531
1%
-
-
Feb-14
529
1%
-
-
Nov-15
529
1%
-
-
Oct-14
522
1%
-
-
Aug-14
516
1%
-
-
Jan-14
512
1%
-
-
Sept-15
502
1%
-
-
Oct-15
497
1%
-
-
Nov-14
494
1%
-
-
Apr-14
473
1%
-
-
Nov-13
473
1%
-
-
May-14
466
1%
-
-
Jun-14
448
1%
-
-
May-13
440
1%
-
-
Jan-15
425
1%
-
-
Apr-13
423
1%
-
-
May-15
422
1%
-
-
Dec-13
422
1%
-
-
Aug-15
416
1%
-
-
Oct-13
404
1%
-
-
Nov-12
396
<1%
-
-
Jul-13
391
<1%
-
-
Sept-12
390
<1%
-
-
Sept-13
388
<1%
-
-
Apr-15
377
<1%
-
-
Aug-12
375
<1%
-
-
Jun-15
374
<1%
-
-
Dec-12
371
<1%
-
-
Mar-15
370
<1%
-
-
Aug-13
370
<1%
-
-
Jun-13
368
<1%
-
-
Feb-12
358
<1%
-
-
Feb-15
338
<1%
-
-
Mar-12
332
<1%
-
-
Oct-12
324
<1%
-
-
May-12
308
<1%
-
-
Apr-12
308
<1%
-
-
Jun-12
297
<1%
-
-
Jul-12
258
<1%
-
-
Jan-12
257
<1%
-
-
Mar-11
254
<1%
-
-
Aug-11
245
<1%
-
-
Dec-11
201
<1%
-
-
Nov-11
193
<1%
-
-
May-11
165
<1%
-
-
Jun-11
157
<1%
-
-
Sept-11
156
<1%
-
-
Jul-11
1,750
4%
-
-
(Other)
collections_12_mths_ex_med
MISSING:
56
(<1%)
TOP CATEGORIES
loan_amnt
(avg)
0.0
39,661
100%
11,227
ALL
39,661
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
collections_12_mths_ex_med
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
pub_rec_bankruptcies
0.00
term
0.00
addr_state
0.00
issue_d
0.00
grade
0.00
emp_length
0.00

THESE FEATURES
GIVE INFORMATION
ON collections_12_mths_ex_med:
term
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
addr_state
1.00
inq_last_6mths
1.00
pub_rec
1.00
initial_list_status
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
collections_12_mths_ex_med
CORRELATION RATIO WITH...
loan_amnt
0.00
id
0.00
member_id
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
delinq_2yrs
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
mths_since_last_major_derog
MISSING:
39,717
(100%)
policy_code
MISSING:
---
TOP CATEGORIES
loan_amnt
(avg)
1
39,717
100%
11,219
ALL
39,717
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
policy_code
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
pub_rec_bankruptcies
0.00
term
0.00
addr_state
0.00
issue_d
0.00
grade
0.00
emp_length
0.00

THESE FEATURES
GIVE INFORMATION
ON policy_code:
term
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
addr_state
1.00
inq_last_6mths
1.00
pub_rec
1.00
initial_list_status
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
policy_code
CORRELATION RATIO WITH...
loan_amnt
0.00
id
0.00
member_id
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
delinq_2yrs
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
application_type
MISSING:
---
TOP CATEGORIES
loan_amnt
(avg)
INDIVIDUAL
39,717
100%
11,219
ALL
39,717
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
application_type
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
pub_rec_bankruptcies
0.00
term
0.00
addr_state
0.00
issue_d
0.00
grade
0.00
emp_length
0.00

THESE FEATURES
GIVE INFORMATION
ON application_type:
term
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
addr_state
1.00
inq_last_6mths
1.00
pub_rec
1.00
initial_list_status
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
CORRELATION RATIO WITH...
loan_amnt
0.00
id
0.00
member_id
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
delinq_2yrs
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
annual_inc_joint
MISSING:
39,717
(100%)
dti_joint
MISSING:
39,717
(100%)
verification_status_joint
MISSING:
39,717
(100%)
acc_now_delinq
MISSING:
---
TOP CATEGORIES
loan_amnt
(avg)
0
39,717
100%
11,219
ALL
39,717
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
acc_now_delinq
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
pub_rec_bankruptcies
0.00
term
0.00
addr_state
0.00
issue_d
0.00
grade
0.00
emp_length
0.00

THESE FEATURES
GIVE INFORMATION
ON acc_now_delinq:
term
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
addr_state
1.00
inq_last_6mths
1.00
pub_rec
1.00
initial_list_status
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
CORRELATION RATIO WITH...
loan_amnt
0.00
id
0.00
member_id
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
delinq_2yrs
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
tot_coll_amt
MISSING:
39,717
(100%)
tot_cur_bal
MISSING:
39,717
(100%)
open_acc_6m
MISSING:
39,717
(100%)
open_il_6m
MISSING:
39,717
(100%)
open_il_12m
MISSING:
39,717
(100%)
open_il_24m
MISSING:
39,717
(100%)
mths_since_rcnt_il
MISSING:
39,717
(100%)
total_bal_il
MISSING:
39,717
(100%)
il_util
MISSING:
39,717
(100%)
open_rv_12m
MISSING:
39,717
(100%)
open_rv_24m
MISSING:
39,717
(100%)
max_bal_bc
MISSING:
39,717
(100%)
all_util
MISSING:
39,717
(100%)
total_rev_hi_lim
MISSING:
39,717
(100%)
inq_fi
MISSING:
39,717
(100%)
total_cu_tl
MISSING:
39,717
(100%)
inq_last_12m
MISSING:
39,717
(100%)
acc_open_past_24mths
MISSING:
39,717
(100%)
avg_cur_bal
MISSING:
39,717
(100%)
bc_open_to_buy
MISSING:
39,717
(100%)
bc_util
MISSING:
39,717
(100%)
chargeoff_within_12_mths
MISSING:
56
(<1%)
TOP CATEGORIES
loan_amnt
(avg)
0.0
39,661
100%
11,227
ALL
39,661
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
chargeoff_within_12_mths
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
delinq_amnt
1.00
tax_liens
1.00
pub_rec_bankruptcies
0.00
term
0.00
addr_state
0.00
issue_d
0.00
grade
0.00
emp_length
0.00

THESE FEATURES
GIVE INFORMATION
ON chargeoff_within_12_mths:
term
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
addr_state
1.00
inq_last_6mths
1.00
pub_rec
1.00
initial_list_status
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
CORRELATION RATIO WITH...
loan_amnt
0.00
id
0.00
member_id
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
delinq_2yrs
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
delinq_amnt
MISSING:
---
TOP CATEGORIES
loan_amnt
(avg)
0
39,717
100%
11,219
ALL
39,717
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
delinq_amnt
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
tax_liens
1.00
pub_rec_bankruptcies
0.00
term
0.00
addr_state
0.00
issue_d
0.00
grade
0.00
emp_length
0.00

THESE FEATURES
GIVE INFORMATION
ON delinq_amnt:
term
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
addr_state
1.00
inq_last_6mths
1.00
pub_rec
1.00
initial_list_status
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
delinq_amnt
CORRELATION RATIO WITH...
loan_amnt
0.00
id
0.00
member_id
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
delinq_2yrs
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
mo_sin_old_il_acct
MISSING:
39,717
(100%)
mo_sin_old_rev_tl_op
MISSING:
39,717
(100%)
mo_sin_rcnt_rev_tl_op
MISSING:
39,717
(100%)
mo_sin_rcnt_tl
MISSING:
39,717
(100%)
mort_acc
MISSING:
39,717
(100%)
mths_since_recent_bc
MISSING:
39,717
(100%)
mths_since_recent_bc_dlq
MISSING:
39,717
(100%)
mths_since_recent_inq
MISSING:
39,717
(100%)
mths_since_recent_revol_delinq
MISSING:
39,717
(100%)
num_accts_ever_120_pd
MISSING:
39,717
(100%)
num_actv_bc_tl
MISSING:
39,717
(100%)
num_actv_rev_tl
MISSING:
39,717
(100%)
num_bc_sats
MISSING:
39,717
(100%)
num_bc_tl
MISSING:
39,717
(100%)
num_il_tl
MISSING:
39,717
(100%)
num_op_rev_tl
MISSING:
39,717
(100%)
num_rev_accts
MISSING:
39,717
(100%)
num_rev_tl_bal_gt_0
MISSING:
39,717
(100%)
num_sats
MISSING:
39,717
(100%)
num_tl_120dpd_2m
MISSING:
39,717
(100%)
num_tl_30dpd
MISSING:
39,717
(100%)
num_tl_90g_dpd_24m
MISSING:
39,717
(100%)
num_tl_op_past_12m
MISSING:
39,717
(100%)
pct_tl_nvr_dlq
MISSING:
39,717
(100%)
percent_bc_gt_75
MISSING:
39,717
(100%)
pub_rec_bankruptcies
MISSING:
697
(2%)
TOP CATEGORIES
loan_amnt
(avg)
0.0
37,339
96%
11,302
1.0
1,674
4%
9,906
2.0
7
<1%
12,800
ALL
39,020
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pub_rec_bankruptcies
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
tax_liens
1.00
pub_rec
0.70
grade
0.00
sub_grade
0.00
loan_status
0.00
emp_length
0.00

THESE FEATURES
GIVE INFORMATION
ON pub_rec_bankruptcies:
pub_rec
0.86
sub_grade
0.04
grade
0.03
emp_length
0.02
addr_state
0.01
issue_d
0.01
last_pymnt_d
0.01
loan_status
0.01
inq_last_6mths
0.01
purpose
0.01
home_ownership
0.00
next_pymnt_d
0.00
term
0.00
verification_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec_bankruptcies
CORRELATION RATIO WITH...
mths_since_last_record
0.95
total_rec_prncp
0.05
revol_bal
0.05
total_pymnt_inv
0.04
total_pymnt
0.04
funded_amnt_inv
0.04
funded_amnt
0.04
loan_amnt
0.04
out_prncp_inv
0.04
out_prncp
0.04
installment
0.03
mths_since_last_delinq
0.02
last_pymnt_amnt
0.02
annual_inc
0.02
tax_liens
MISSING:
39
(<1%)
TOP CATEGORIES
loan_amnt
(avg)
0.0
39,678
100%
11,224
ALL
39,678
100%
11,219
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
tax_liens
PROVIDES INFORMATION ON...
pymnt_plan
1.00
initial_list_status
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
chargeoff_within_12_mths
1.00
delinq_amnt
1.00
pub_rec_bankruptcies
0.00
term
0.00
addr_state
0.00
issue_d
0.00
grade
0.00
emp_length
0.00

THESE FEATURES
GIVE INFORMATION
ON tax_liens:
term
1.00
grade
1.00
sub_grade
1.00
emp_length
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
addr_state
1.00
inq_last_6mths
1.00
pub_rec
1.00
initial_list_status
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
tax_liens
CORRELATION RATIO WITH...
loan_amnt
0.00
id
0.00
member_id
0.00
funded_amnt
0.00
funded_amnt_inv
0.00
installment
0.00
annual_inc
0.00
dti
0.00
delinq_2yrs
0.00
mths_since_last_delinq
0.00
mths_since_last_record
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
tot_hi_cred_lim
MISSING:
39,717
(100%)
total_bal_ex_mort
MISSING:
39,717
(100%)
total_bc_limit
MISSING:
39,717
(100%)
total_il_high_credit_limit
MISSING:
39,717
(100%)